Credit union · NCUA insured
First Flight Credit Union
Top CarrotA $278.1M credit union headquartered in Cary, NC, with 20,560 members and 5 branches in North Carolina. Best rates: CDs 4.07% and savings 1.26% APY.
First Flight Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#2 of 13 in New Bern, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Flight Credit Union
- Headquarters
- 1815 Kildaire Farm Rd, Suite A, Cary, NC 27518
- NCUA charter
- 7870
Branches
5 branches in North Carolina
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North Carolina
5 branches
New Bern area · 2
- Havelock1232 E Main St, Havelock, NC 28532Directions
- New Bern3127 M L King Jr Blvd, New Bern, NC 28562Directions
Raleigh area · 1
- Cary Branch1815 Kildaire Farm Rd, Suite A, Cary, NC 27518Directions
Greenville area · 1
- Greenville3530 S Memorial Dr, Greenville, NC 27834Directions
Morehead City area · 1
- Morehead City4501 Arendell St, Morehead City, NC 28557Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.06% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.66% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.76% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $68 | $76 | — |
- CapitalNet worth ratio11.06%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.66%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$68Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Flight Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.