Bank · FDIC insured
Bonneville Bank CD Rates
Bonneville Bank’s best CD rate is 3.30% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Bonneville Bank’s CD rates compare
Compared with banks and credit unions near Provo, UT, where Bonneville Bank has the most branches. $10,000, best rate first.
This bank’s best
Bonneville Bank
3.30%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $164
Certificates of Deposit
Top rate
Happen Bank
4.76%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $975
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
Bonneville Bank CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bonneville Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.30%APY · 6 terms
Early withdrawals will forfeit all interest earned for the month and are also subject to a $50.00 early closure fee, which may include loss of principal, if closed within 90 days of opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 12 months | 3.30% | $330 |
| 24 months | 3.30% | $671 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.04% | $1,273 |
| 60 months | 3.30% | $1,763 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.30%APY · 6 terms
Traditional and Roth Individual Retirement Account (IRA) Certificates of Deposit are available under the same terms shown. IRA CD accounts are subject to additional documentation and minimum withdrawal requirements. Early withdrawals will forfeit all interest earned for the month and are also subject to a $50.00 early closure fee, which may include loss of principal, if closed within 90 days of opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 12 months | 3.30% | $330 |
| 24 months | 3.30% | $671 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.04% | $1,273 |
| 60 months | 3.30% | $1,763 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.