Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 916–930 of 4,559 results
- United Poles Federal Credit UnionCertificateCD · 6 months
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,0003.70% interest rate · Effective Sep 18, 2025
Rate checked
More details - RiverFall Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000intro rateRequirements
Product: No setup or maintenance fees. Early withdrawal penalty applies: 90 days dividends for 6- and 12-month terms, 180 days dividends for 18-month terms and above. Dividends computed on average daily balances of $500 or more.
Offer: Limited time offer.
Promotional rate · 3.70% interest rate
Rate checked
More details - Cooperative Choice Network Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly (added back to certificate, paid monthly by check, or deposited directly into Share Savings or Share Draft Account). Early withdrawals subject to penalty. Minimum deposits vary according to term lengths.
Offer: Renewal rate under Member Loyalty Program when allowing certificate to roll over with no changes.
3.70% interest rate · Compounded daily · Effective Mar 1, 2026
Rate checked
More details - Houston Texas Fire Fighters Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Grace period of 10 days at maturity to withdraw or reinvest. Certificate reinvests automatically for the same term if not withdrawn.
Offer: 180 Days (not available for IRAs)
3.70% interest rate · Effective Jul 9, 2026
Rate checked
More details - Chemcel FCUShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Dividends paid monthly by check, to certificate, or by automatic deposit to Regular Savings or Money Market. Automatically renews at maturity unless notice given within 3 weeks prior. Early withdrawal penalty is 180 days of dividends. No partial withdrawals allowed. Federally insured up to $250,000.
Offer: Early withdrawal penalty applies.
3.70% interest rate · Effective Nov 3, 2025
Rate checked
More details - Houston Police Credit UnionShare CertificatesCD · 6 months · $1,000 min · 3.76%–3.97% by balance
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Excludes Traditional, Roth and Roth Conversion Share Certificates. Compounded and credited monthly. Subject to a penalty for early withdrawal prior to maturity.
Offer: Regular type. Subject to a penalty for early withdrawal.
3.70% interest rate · Effective Mar 16, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.76% $100,000 and upJumbo type. 3.97% Rate checked
More details - DuGood Federal Credit UnionCertificateCD · 6 months · $1,000 min · 3.76%–3.87% by balance
Credit union · Add a location to see nearby branches
3.76%APY$186 over 6 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Membership eligibility required.
Offer: Early withdrawal penalties may apply. Any fee incurred could reduce earnings.
3.70% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 and upYour amount 3.76% $50,000 and up 3.82% $100,000 and up 3.87% Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Must meet credit union membership eligibility requirements. Minimum balance required. Early withdrawal penalties apply.
3.70% interest rate
Rate checked
More details - Spero FinancialTerm Share CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account. Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms. Automatic renewal at maturity available.
Offer: Certificate dividends paid at maturity.
Effective Oct 23, 2026
Rate checked
More details - RBFCUCertificateCD · 6–11 months · $1,000 min · 3.65%–3.85% by balance
Credit union · Add a location to see nearby branches
3.75%APYRequirements
Product: Membership eligibility required. $1,000 minimum balance required to open a Share Certificate account and earn stated APY. Early withdrawal penalties apply. Standard Certificate rate for 18 months does not apply to the 18-Month SuperSaver Certificate.
3.59% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $5,000 3.65% $5,000 – $20,000Your amount 3.75% $20,000 – $75,000 3.79% $75,000 and up 3.85% Rate checked
More details - First Federal Savings Bank of MascoutahCertificate of DepositsCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: On certificates of deposits, an early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
Offer: Compounding frequency: Paid at Maturity. Early withdrawal penalty: 90 days of Interest. No compounding, interest paid at maturity.
3.75% interest rate · Effective Oct 8, 2026
Rate checked
More details - Access Community Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Interest compounds on a monthly basis.
Promotional rate · 3.69% interest rate · Effective Oct 21, 2026
Rate checked
More details - ALLIANCE Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Credit Union membership is required. Minimum deposit of $1,000 to open. Minimum $1,000 balance needed to earn APY. Early withdrawal penalties apply. ALLIANCE Stars & Preferred Partners receive a 0.30% APR bump on standard rates.
3.68% interest rate
Rate checked
More details - Valley 1st Community FCURegular Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends on certificates are credited monthly to either the members Share Account or to the Certificate Account. New certificates are adjusted weekly. Rates are subject to change without notification.
3.75% interest rate · Effective Oct 19, 2026
Rate checked
More details - A & S Federal Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Offer: Dividends paid at maturity; $500 minimum
3.71% interest rate · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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