Credit union · NCUA insured
Valley 1st Community FCU CD Rates
Valley 1st Community FCU’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Valley 1st Community FCU’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Valley 1st Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Valley 1st Community FCU
3.75%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $186
Regular Share Certificate
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Valley 1st Community FCU CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Valley 1st Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificate
Up to 3.75%APY · 6 terms
Dividends on certificates are credited monthly to either the member's Share Account or to the Certificate Account. New certificates are adjusted weekly. Rates are subject to change without notification.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.50% | $350 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.50% | $1,877 |
Sources (3)
All captured Sep 26, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.50%APY · 5 terms
Available as Regular IRA and Roth IRA. Rates are effective as of 05/18/2026 and are subject to change without notification.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.50% | $1,877 |
Who can join Valley 1st Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, or worshipping in Fayette, Washington, and Westmoreland County.
Family and household
- Membership is open to family members of eligible individuals living, working, or worshipping in Fayette, Washington, and Westmoreland County.
Cost to join
- An opening share deposit of at least $5.00 is required upon joining.
- An initial membership fee of $1.00 is required upon joining.
Membership information collected October 5, 2026.