Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 856–870 of 4,559 results
- MCDOWELL CORNERSTONECertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject up to a 90-day dividend penalty. Fees, other conditions or early withdrawal penalties may reduce the earnings on an account. Rates subject to change without notice.
3.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - Riverfork FCUShare Certificates (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: $500.00 minimum deposit required.
3.80% interest rate · Effective Oct 4, 2026
Rate checked
More details - Granite Credit UnionTraditional Savings CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APYRequirements
Product: No monthly fee. No investment fee. Penalties imposed for early withdrawals.
Offer: Dividends compounded and credited monthly based on the daily balance formula.
3.74% interest rate
Rate checked
More details - Mid-Atlantic Federal Credit UnionRegular CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Rate tier balance requirements apply.
Offer: 6 Month Regular Certificate.
3.73% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 6 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.74% interest rate · Effective Sep 25, 2026
Rate checked
More details - Power Credit UnionShare CertificatesCD · 6 months · $500 min · 3.80%–3.90% by balance
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum Balance is $500 for adult depositors. All rates are subject to change. Share certificates can be set up to auto renew. Early withdrawal penalties apply. Local competitor certificate rates matched up to .25% based on published equivalent terms and balances. Promotional certificates are not eligible for auto renewal.
Offer: Adult depositors
3.75% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $50,000Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Rates and APYs are fixed for the term upon opening and subject to change upon renewal. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
Effective Aug 20, 2026
Rate checked
More details - Bellwether Community Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000with conditionsRequirements
Product: Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty. Loyalty Pays Premium Certificate Rate requires an active consumer checking account and active debit card with at least one debit card transaction in the current month.
Qualified rate · 3.74% interest rate · Effective Sep 1, 2026
Rate checked
More details - Homewood Federal Savings BankCertificates of DepositCD · 6 months · $500 min · 2.00%–3.80% by balance
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro ratePromotional rate · 1.97% interest rate · Effective Nov 11, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 2.00% $7,500 and upYour amount 3.80% Rate checked
More details - Med Park Credit UnionShare certificate/Certificate of depositCD · 6 months
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Funds are locked in for a specific term and earn a fixed rate that is higher than share/savings account. Membership requires completing payment of one share in Regular Share account.
Rate checked
More details - First Carolina People's Credit UnionShare CertificatesCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Fees could reduce the earnings on the account. Advertised Rates are subject to change without notice.
3.75% interest rate · Effective May 11, 2026
Rate checked
More details - Morehead Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum investment of $1,000.00. Monthly interest checks available. Can be used as collateral on a Shared Secure Loan.
3.75% interest rate · Effective Aug 1, 2026
Rate checked
More details - Commonwealth Community BankCertificates of DepositCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro rateRequirements
Product: Penalty may be assessed for early withdrawal.
Offer: LIMITED TIME ONLY
Promotional rate · 3.75% interest rate
Rate checked
More details - Signet Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum deposit is $1,000.00. Rates and terms are adjusted periodically to reflect market conditions.
Offer: Minimum balance requirement to open and earn APY is $1,000.00. Automatically renews into a 12-Month certificate at maturity with a 10-calendar-day grace period. Early withdrawal penalty is 90 days interest. No additional deposits allowed once established.
Effective Mar 2, 2026
Rate checked
More details - Infirmary FCUShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum deposit of $500 to open. Dividends compounded and paid quarterly. Penalty for early withdrawal. Automatically rolls over at maturity with a 10-day grace period.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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