Credit union · NCUA insured
MCDOWELL CORNERSTONE CD Rates
MCDOWELL CORNERSTONE’s best CD rate is 3.80% APY on a 6-month share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 22, 2026.
How MCDOWELL CORNERSTONE’s CD rates compare
Compared with banks and credit unions near Marion, NC, where MCDOWELL CORNERSTONE has the most branches. $10,000, best rate first.
This credit union’s best
MCDOWELL CORNERSTONE
3.80%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $188
Certificates
Top rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
2nd-highest rate
State Employees' Credit Union
4.30%APY
- Term
- 18 months
- Minimum
- $250
- Earns on $10,000
- $652
MCDOWELL CORNERSTONE CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo0.18%
- 16–30 months16–30 mo0.18%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MCDOWELL CORNERSTONE ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.80%APY · 3 terms
Early withdrawal from certificates will be subject up to a 90-day dividend penalty. Fees, other conditions or early withdrawal penalties may reduce the earnings on an account. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.80% | $188 |
| 12 months | 0.18% | $18 |
| 18 months | 0.18% | $27 |
Sources (1)
- mcdowellcornerstone.com/current-rates · captured Oct 4, 2026
Who can join MCDOWELL CORNERSTONE
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