Bank · FDIC insured
Commonwealth Community Bank CD Rates
Commonwealth Community Bank’s best CD rate is 3.80% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Commonwealth Community Bank’s CD rates compare
Compared with banks and credit unions in Kentucky, where Commonwealth Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Commonwealth Community Bank
3.80%APY
- Term
- 6 months
- Minimum
- $5,000
- Earns on $10,000
- $188
Certificates of Deposit
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Commonwealth Community Bank CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo1.01%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commonwealth Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 7 terms
Penalty may be assessed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLIMITED TIME ONLY | 3.80% | $188 |
| 12 months | 0.50% | $50 |
| 12 monthsLIMITED TIME ONLY | 3.55% | $355 |
| 18 months | 0.60% | $90 |
| 24 months | 0.70% | $140 |
| 24 monthsLIMITED TIME ONLY | 3.29% | $669 |
| 36 months | 0.75% | $227 |
| 48 months | 0.85% | $344 |
| 60 months | 1.01% | $515 |
Sources (1)
- cwcbankhb.com/deposit-accounts/certificate-of-deposits · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.