Bank · FDIC insured
Homewood Federal Savings Bank CD Rates
Homewood Federal Savings Bank’s best CD rate is 3.80% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Homewood Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Baltimore, MD, where Homewood Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Homewood Federal Savings Bank
3.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $188
Certificates of Deposit
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
POCU of Maryland
5.12%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $382
Homewood Federal Savings Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Homewood Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 11 terms
| Term | APY · $500 and up | APY · $1,000 and up | APY · $7,500 and up | APY · $10,000 and up | APY · $20,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 6 months | 2.00% | — | 3.80% | — | — | — | 2.00%3.80% from $7.5k | $100 |
| 8 monthsSpecial, for new money only | — | — | — | — | — | 3.80% | —3.80% from $25k | — |
| 12 months | 3.80% | 3.80% | 3.80% | — | — | 3.80% | 3.80%3.80% from $1k3.80% from $7.5k3.80% from $25k | $380 |
| 15 monthsSpecial, for new money only | — | — | — | 3.75% | — | — | 3.75% | $471 |
| 18 months | 3.60% | — | — | — | 3.60% | — | 3.60%3.60% from $20k | $545 |
| 19 monthsAllows an optional one time rate bump up during the initial term; rate may change after account is opened | — | — | — | 3.60% | — | — | 3.60% | $576 |
| 24 months | 3.00% | — | — | — | — | — | 3.00% | $609 |
| 30 months | 2.50% | — | — | — | — | — | 2.50% | $637 |
| 36 months | 2.60% | — | — | — | — | — | 2.60% | $800 |
| 48 months | 2.75% | — | — | — | — | — | 2.75% | $1,146 |
| 60 months | 2.75% | — | — | — | — | — | 2.75% | $1,453 |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 2.75%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.50% | $25 |
| 12 months | 1.50% | $150 |
| 18 months | 2.35% | $355 |
| 30 months | 2.50% | $637 |
| 42 months | 2.74% | $992 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- homewoodfsb.com/deposit-rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.