Credit union · NCUA insured
Bellwether Community Credit Union CD Rates
Bellwether Community Credit Union’s best CD rate is 4.20% APY on an 18-month share certificate (CD), with extra requirements. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Bellwether Community Credit Union’s CD rates compare
Compared with banks and credit unions near Manchester, NH, where Bellwether Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bellwether Community Credit Union
4.20%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $637
Share Certificate
Top rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
2nd-highest rate
GFA FCU
4.45%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,902
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.20%APY · 8 terms
Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty. Loyalty Pays Premium Certificate Rate requires an active consumer checking account and active debit card with at least one debit card transaction in the current month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.80% | $188 |
| 9 months | 4.00% | $299 |
| 12 months | 3.60% | $360 |
| 12 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 3.65% | $365 |
| 18 months | 4.15% | $629 |
| 18 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 4.20% | $637 |
| 24 months | 2.95% | $599 |
| 24 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 3.00% | $609 |
| 36 months | 2.74% | $845 |
| 36 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 2.80% | $864 |
| 48 months | 2.85% | $1,190 |
| 48 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 2.95% | $1,233 |
| 60 months | 2.90% | $1,537 |
| 60 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 3.00% | $1,593 |
Sources (1)
- bccu.org/bank/certificates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificate
Up to 4.20%APY · 8 terms
Available as Traditional, Roth, or Educational IRA. Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty. Loyalty Pays Premium Certificate Rate requires an active consumer checking account and active debit card with at least one debit card transaction in the current month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.80% | $188 |
| 9 months | 4.00% | $299 |
| 12 months | 3.60% | $360 |
| 12 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 3.65% | $365 |
| 18 months | 4.15% | $629 |
| 18 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 4.20% | $637 |
| 24 months | 2.95% | $599 |
| 24 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 3.00% | $609 |
| 36 months | 2.74% | $845 |
| 36 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 2.80% | $864 |
| 48 months | 2.85% | $1,190 |
| 48 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 2.95% | $1,233 |
| 60 months | 2.90% | $1,537 |
| 60 monthsLoyalty Pays Premium Certificate Rate: requires an active consumer checking account and active debit card, with a minimum of one debit card transaction in the current month | 3.00% | $1,593 |
Sources (1)
- bccu.org/bank/certificates · captured Sep 19, 2026
Who can join Bellwether Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in New Hampshire.
Membership information collected October 4, 2026.