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Credit union · NCUA insured

Riverfork FCU CD Rates

Riverfork FCU’s best CD rate is 3.80% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.

How Riverfork FCU’s CD rates compare

Compared with banks and credit unions near Grand Forks, ND-MN, where Riverfork FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Riverfork FCU

    3.80%APY

    Term
    6 months
    Minimum
    $500
    Earns on $10,000
    $188

    Share Certificates (CDs)

  • Top rate

    Unity Bank

    4.30%APY

    Term
    5 months
    Minimum
    $5,000
    Earns on $10,000
    $177

    Unity Bank rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Bell Bank

    4.30%APY

    Term
    17 months
    Minimum
    $500
    Earns on $10,000
    $615

    Bell Bank rates

Compare CD rates near you →

Riverfork FCU CD score

75

CD score

Higher than 40% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.80%
  • 9–15 months9–15 mo3.60%
  • 16–30 months16–30 mo3.20%
  • QualifiedQualified3.80%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Riverfork FCU ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Riverfork FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Riverfork Federal Credit Union are eligible for membership.
  • Employees of Northern Tier Seed Company, P.D. Sproule co., or Sproule Farms who work in Grand Forks, North Dakota are eligible for membership.
  • Employees and directors of Red River Valley Community Action (formerly Quad County Community Action Agency) who work in or are supervised from Grand Forks, North Dakota are eligible for membership.
  • Employees of Rhino Contracting who work in Grand Forks, North Dakota are eligible for membership.
  • Employees of specified entities (Aatrix Software, Inc., Development Homes Inc., Farroh Law Office, Home of Economy, Minnkota Power Cooperative, Nodak Electric Cooperative, North Dakota Mill and Elevator, US Waste, or Young Manufacturing, Inc.) who work in or are supervised from Grand Forks, North Dakota are eligible for membership.

Military, government and schools

  • Employees of the City of East Grand Forks who work in East Grand Forks, Minnesota are eligible for membership.
7 more ways to join

Military, government and schools

  • Employees of the City of Grand Forks and of the Park District of Grand Forks who work in Grand Forks, North Dakota are eligible for membership.
  • Employees of the County of Grand Forks who work in Grand Forks County, North Dakota are eligible for membership.
  • Employees of the State of North Dakota who work in the County of Grand Forks are eligible for membership.

Family and household

  • Members of the household or immediate families (including spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relatives) of eligible persons are eligible for membership.
  • Spouses of persons who died while within the field of membership of this credit union are eligible for membership.

Other ways

  • Organizations of eligible persons are eligible for membership.
  • Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Riverfork FCU overview