Bank · FDIC insured
Homewood Federal Savings Bank
A $67.3M bank headquartered in Baltimore, MD, with 1 branch in Maryland. Best rates: CDs 3.80% and savings 0.15% APY.
Homewood Federal Savings Bank Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#33 of 47 in Baltimore, MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Homewood Federal Savings Bank
Homewood Federal Savings Bank is headquartered in Baltimore, Maryland, and converted its charter to become a federal savings bank in 1987.
Originally formed in the early 1920s as Homewood Permanent Building & Loan Association, it merged in 1960 with Clinton Permanent Building & Loan Association.
The bank serves Southeast Baltimore and the greater metropolitan area, including Highlandtown, Canton, Fells Point, and Harbor East.
- Headquarters
- 3228 Eastern Ave, Baltimore, MD 21224
- FDIC certificate
- 31267 ↗
Branches
1 branch in Maryland
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Maryland
1 branch
- Homewood Federal Savings BankMain office3228 Eastern Ave, Baltimore, MD 21224Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 26.12% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.36% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $112 | $67 | — |
- CapitalLeverage ratio26.12%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$112Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Homewood Federal Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.