Credit union · NCUA insured
Power Credit Union CD Rates
Top CarrotPower Credit Union’s best CD rate is 3.90% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Power Credit Union’s CD rates compare
Compared with banks and credit unions near Pueblo, CO, where Power Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Power Credit Union
3.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $188
Share Certificates
Top rate
Altra Federal Credit Union
4.75%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,230
2nd-highest rate
Academy Bank
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
Power Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.20%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Power Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.80%APY · 6 terms
Minimum Balance is $500 for adult depositors. All rates are subject to change. Share certificates can be set up to auto renew. Early withdrawal penalties apply. Local competitor certificate rates matched up to .25% based on published equivalent terms and balances. Promotional certificates are not eligible for auto renewal.
| Term | APY · $500 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsAdult depositors | 3.80% | 3.90% | 3.80%3.90% from $50k | $188 |
| 12 monthsAdult depositors | 3.75% | 3.86% | 3.75%3.86% from $50k | $375 |
| 24 monthsAdult depositors | 3.50% | 3.60% | 3.50%3.60% from $50k | $712 |
| 36 monthsAdult depositors | 3.20% | 3.30% | 3.20%3.30% from $50k | $991 |
| 48 monthsAdult depositors | 3.20% | 3.30% | 3.20%3.30% from $50k | $1,343 |
| 60 monthsAdult depositors | 3.20% | 3.30% | 3.20%3.30% from $50k | $1,706 |
Sources (1)
- powercu.org/lending-and-credit/loan-services/rates.html · captured Sep 24, 2026
Special-purpose accounts
Youth CD
Up to 3.80%APY · 2 terms
Eligibility: Youth (18 and under). Minimum balance is $50. All rates are subject to change. Share certificates can be set up to auto renew. Early withdrawal penalties apply. Local competitor certificate rates matched up to .25% based on published equivalent terms and balances. Promotional certificates are not eligible for auto renewal.
| Term | APY · Up to $50,000 | APY · Up to $49,999 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsYouth (18 and under) | 3.80% | — | 3.90% | 3.80%3.90% from $50k | $188 |
| 12 monthsYouth (18 and under) | — | 3.75% | 3.86% | 3.75%3.86% from $50k | $375 |
Sources (1)
- powercu.org/lending-and-credit/loan-services/rates.html · captured Sep 24, 2026
Who can join Power Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Alamosa County are eligible for membership.
- Residents of Chaffee County are eligible for membership.
- Residents of E. Pueblo County are eligible for membership.
- Residents of El Paso County are eligible for membership.
- Residents of Fremont County are eligible for membership.
- Residents of Lake County are eligible for membership.
4 more ways to join
Where you live or work
- Residents of Las Animas County are eligible for membership.
- Residents of Pueblo West are eligible for membership.
- Residents of Rio Grande County are eligible for membership.
Family and household
- Family members of eligible Power Credit Union members are eligible for membership, defined as spouse, children, parents, sisters, brothers, stepchildren, stepparents, grandchildren and their spouses.
Membership information collected October 4, 2026.