Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 841–855 results
- Chivaho Federal Credit UnionCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum deposit of $500.00. Dividends are paid monthly. Terms ranging from 6 to 60 months.
Offer: Minimum $500.00; Dividends paid monthly
3.93% interest rate
Rate checked
More details - UTFCUSavings CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Offer: Early withdrawal penalty: 90 days dividends
3.94% interest rate · Effective Sep 1, 2026
Rate checked
More details - Ohio Teamsters Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. Dividends are compounded monthly and paid quarterly. A penalty may be imposed for withdrawals before maturity.
Compounded monthly · Effective Sep 25, 2026
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More details - AFGM Enterprises Federal Credit UnionCertificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Membership and eligibility required. Dividends paid at maturity. Auto Rollover Certificates are subject to early withdrawal penalties.
Offer: Dividends paid at maturity. Auto Rollover Certificates are subject to early withdrawal penalties.
Rate checked
More details - Global Bank NYPersonal Certificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.
3.92% interest rate · Compounded daily · Effective Sep 25, 2026
Rate checked
More details - Quontic Digital BankCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Minimum $500 to open account and maintain daily to obtain the disclosed APY. Maximum deposit to open is $1,000,000. Must be a U.S. Citizen and 18 years or older. Early withdrawals before maturity date are subject to penalties.
Offer: Must maintain a minimum balance of $500.00 each day to obtain disclosed APY. Maximum deposit to open is $1,000,000. Penalties apply for early withdrawal.
3.92% interest rate · Effective Sep 24, 2026
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More details - RS Bellco Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: Early withdrawal penalty is 30 days dividends for terms less than 12 months and 90 days dividends for all other terms. Dividends paid monthly for terms of 6 months or less and quarterly for all other terms.
Offer: Posting Date: Quarterly
4.00% interest rate
Rate checked
More details - First BankCertificates of DepositCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Requirements
Product: $2,500 minimum to open. Interest can be compounded or paid out monthly. Penalty for early withdrawal. APY assumes interest remains on deposit until maturity. Available on new and renewal accounts.
3.93% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: Limited-time offer celebrating QNB Bank's 149th Founders' Day Anniversary. Excludes IRA, trust, estate, and municipal accounts. Penalty fees may apply for early withdrawal.
Offer: Standard deposit account opening; $100 minimum for QuiNBy's CDs. At maturity, CDs automatically renew to a non-promotional 12-month term at prevailing APY.
Promotional rate · 3.92% interest rate · Balance cap $250,000 · Effective Jul 15, 2026
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More details - American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,0003.93% interest rate · Effective Oct 1, 2025
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More details - One Community BankTraditional Fixed Rate CDsCD · 12 months · $500 min · 2.25%–4.00% by balance
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Early withdrawal penalty may be imposed. Additional deposits allowed on terms of 1 year or less with a minimum of $50 and an accumulated maximum of $250,000.
Offer: 1 year term.
Promotional rate · 2.24% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Traditional Fixed Rate CDs Balance APY $500 and up 2.25% $10,000 and upYour amount1 Year (Promo). Additional CD deposits allowable with a minimum of $50.00 up to a maximum of $250,000. 4.00% Rate checked
More details - Expree Credit UnionSavings CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,0003.94% interest rate · Effective Sep 23, 2026
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More details - Fargo VA Federal Credit UnionShare CertificatesCD · 12 months
Credit union · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,000Effective Oct 1, 2026
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More details - Mascoma BankCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.00%APY$400 over 1 year on $10,0003.92% interest rate · Effective Sep 18, 2026
Rate checked
More details - Shore United BankCertificates of Deposit (CDs)CD · 12–23 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
3.92% interest rate · Effective Sep 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank