Bank · FDIC insured
Global Bank NY CD Rates
Top CarrotGlobal Bank NY’s best CD rate is 4.55% APY on a 2-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Global Bank NY’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Global Bank NY has the most branches. $10,000, best rate first.
This bank’s best
Global Bank NY
4.55%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $931
Personal Certificate of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Global Bank NY CD score
98
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo3.90%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.55%
- 31–60 months31–60 mo4.55%
- QualifiedQualified4.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Global Bank NY ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Certificate of Deposit
Up to 4.55%APY · 13 terms
Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.30% | $2 |
| 3 months | 3.75% | $92 |
| 5 months | 3.00% | $124 |
| 6 months | 3.90% | $193 |
| 9 months | 3.50% | $261 |
| 12 months | 4.00% | $400 |
| 13 months | 4.35% | $472 |
| 15 months | 3.75% | $471 |
| 18 months | 3.75% | $568 |
| 24 months | 4.55% | $931 |
| 36 months | 4.55% | $1,428 |
| 48 months | 4.55% | $1,948 |
| 60 months | 4.55% | $2,492 |
Sources (3)
- globalbankny.com/en-us/deposit-products
- globalbankny.com/en-us/personal-banking
- globalbankny.com/en-us/rates-and-fees
All captured Sep 26, 2026
Special-purpose accounts
IRA Certificate of Deposit
3.50%APY · 5 terms
Offers Traditional and Roth IRA Certificate of Deposit wrappers. Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rate determined at time of deposit for the full term. Early withdrawal penalties may apply. Fees may reduce earnings. Annual contribution limits apply ($7,000, plus $1,000 catch-up for age 50 or older).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.50% | $1,877 |
Sources (3)
- globalbankny.com/en-us/deposit-products
- globalbankny.com/en-us/personal-banking
- globalbankny.com/en-us/rates-and-fees
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.