Bank · FDIC insured
Shore United Bank
A $6.1B bank, the 242nd largest of 4,207, headquartered in Easton, MD, with 40 branches in 3 states. Best rates: CDs 4.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs724.00%for 9–15 monthsCD rates →
- Savings—4.08%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Shore United Bank
Shore United Bank is a full-service community bank dating to 1876 that serves customers across Maryland, Delaware, and Virginia.
- Headquarters
- 18 E Dover St, Easton, MD 21601
- FDIC certificate
- 4832 ↗
Branches
40 branches in 3 states
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Maryland
33 branches
Baltimore area · 13
- Annapolis - West Street Branch1917 West St, Annapolis, MD 21401Directions
- Arbutus Branch1101 Maiden Choice Ln, Baltimore, MD 21229Directions
- Commerce Street Branch109 N Commerce St, Centreville, MD 21617Directions
- Rt 213 Branch2609 Centreville Rd, Centreville, MD 21617Directions
- Chester Branch300 Castle Marina Rd, Chester, MD 21619Directions
- Crofton Branch2151 Defense Hwy, Crofton, MD 21114Directions
- Edgewater Branch3083 Solomons Island Rd, Edgewater, MD 21037Directions
- Elkridge6050 Marshalee Dr, Elkridge, MD 21075Directions
- Glen Burnie Branch413 Crain Hwy S, Glen Burnie, MD 21061Directions
- Lothian Branch5401 Southern Maryland Blvd, Lothian, MD 20711Directions
- Owings Mills9612 Reisterstown Rd, Owings Mills, MD 21117Directions
- Severna Park Branch589 Benfield Rd, Severna Park, MD 21146Directions
- Kent Island Branch408 Thompson Creek Rd, Stevensville, MD 21666Directions
Lexington Park area · 6
- Charlotte Hall Branch30165 Three Notch Rd, Charlotte Hall, MD 20622Directions
- Dunkirk Branch10321 Southern Maryland Blvd, Dunkirk, MD 20754Directions
- Leonardtown Branch25395 Pt Lookout Road, Leonardtown, MD 20650Directions
- Lexington Park Branch22730 Three Notch Rd, Lexington Park, MD 20653Directions
- Lusby Branch11725 Rousby Hall Rd, Lusby, MD 20657Directions
- Prince Frederick Branch200 Market Square Dr, Prince Frederick, MD 20678Directions
Easton area · 4
- Shore United Bank, National AssociationMain office18 E Dover St, Easton, MD 21601Directions
- Elliott Road Branch8275 Elliott Rd, Easton, MD 21601Directions
- Tred Avon Square Branch210 Marlboro Ave, Easton, MD 21601Directions
- St. Michaels Branch1013 S Talbot St, St. Michaels, MD 21663Directions
Washington area · 4
- Bryans Road Branch8010 Matthews Rd, Bryans Road, MD 20616Directions
- Downtown Laplata Br202 Centennial Street, La Plata, MD 20646Directions
- La Plata Branch101 Drury Dr, La Plata, MD 20646Directions
- Community Bank Of The Chesapeake Branch3035 Leonardtown Rd, Waldorf, MD 20601Directions
Ocean Pines area · 2
- South Ocean City Branch3409 Coastal Hwy, Ocean City, MD 21842Directions
- West Ocean City Branch12905b Ocean Gtwy, Ocean City, MD 21842Directions
Cambridge area · 1
- Sunburst Highway Branch424 Dorchester Ave, Cambridge, MD 21613Directions
Chestertown area · 1
- Washington Square Branch899 Washington Ave, Chestertown, MD 21620Directions
Denton area · 1
- Denton Branch850 S 5th Ave, Denton, MD 21629Directions
Ridgely area · 1
- Tuckahoe Branch22151 Wes St, Ridgely, MD 21660Directions
Delaware
5 branches
Dover area · 4
- Camden Office Branch4580 S Dupont Hwy, Camden, DE 19934Directions
- Governors Avenue Branch800 S Governors Ave, Dover, DE 19904Directions
- Felton Branch120 W Main St, Felton, DE 19943Directions
- Milford Delaware Branch698a N Dupont Blvd, Milford, DE 19963Directions
Seaford area · 1
- Shore United Bank Branch19358 Miller Rd, Rehoboth, DE 19971Directions
Virginia
2 branches
- Fredericksburg Branch425 William St, Fredericksburg, VA 22401Directions
- Fredericksburg Branch Office5831 Plank Rd, Fredericksburg, VA 22407Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.32% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.28% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalLeverage ratio10.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.32%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Shore United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.