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Credit union · NCUA insured

Fargo VA Federal Credit Union CD Rates

Fargo VA Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.

How Fargo VA Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Fargo, ND-MN, where Fargo VA Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Fargo VA Federal Credit Union

    4.00%APY

    Term
    12 months
    Minimum
    —
    Earns on $10,000
    $400

    Share Certificates

  • Top Carrot, Carrot Score 91

    Top rate

    Magnifi Financial

    4.50%APY

    Term
    30 months
    Minimum
    $500
    Earns on $10,000
    $1,163

    Magnifi Financial rates

  • Top Carrot, Carrot Score 93

    2nd-highest rate

    Midwest Bank

    4.50%APY

    Term
    54 months
    Minimum
    $500
    Earns on $10,000
    $2,191

    Midwest Bank rates

Compare CD rates near you →

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Fargo VA Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Fargo VA Federal Credit Union are eligible for membership.
  • Employees and voting members of Dakota Consumer Council in Fargo, North Dakota qualifying under its charter and bylaws in effect on November 12, 2024 are eligible for membership.
  • Members of the Francis J. Beaton Disabled Veterans Chapter #1 in Fargo, ND are eligible for membership.
  • Members of the Arthur W. Jones VFW Post No. 7564 in West Fargo, ND are eligible for membership.
  • Members of the Roy Chandler VFW Post No. 762 in Fargo, ND are eligible for membership.

Military, government and schools

  • Employees of the Veterans Administration Medical and Regional Office Center who work in or are supervised from Fargo, North Dakota are eligible for membership.
5 more ways to join

Military, government and schools

  • Employees of the University of North Dakota who work at the University of North Dakota Medical Education Center located at the VA Medical Center in Fargo, North Dakota are eligible for membership.
  • Veterans Service Officers, State Representatives of the Department of Veterans Affairs, and their secretaries whose offices are located in Fargo, North Dakota or Moorhead, Minnesota are eligible for membership.

Family and household

  • Immediate family members, household members, and organizations of eligible persons are eligible for membership.
  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Other ways

  • Persons retired as pensioners or annuitants from qualifying field of membership employment are eligible for membership.

Membership information collected October 4, 2026.

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