Credit union · NCUA insured
Chivaho Federal Credit Union CD Rates
Top CarrotChivaho Federal Credit Union’s best CD rate is 4.55% APY on a 4-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Chivaho Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Chillicothe, OH, where Chivaho Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chivaho Federal Credit Union
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Certificate of Deposit
Top rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
3rd-highest rate
Atomic Credit Union
4.45%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $910
Chivaho Federal Credit Union CD score
95
CD score
Higher than 98% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.48%
- 31–60 months31–60 mo4.55%
- QualifiedQualified4.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chivaho Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.55%APY · 7 terms
Minimum deposit of $500.00. Dividends are paid monthly. Terms ranging from 6 to 60 months.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum $500.00; Dividends paid monthly | 4.00% | $198 |
| 12 monthsMinimum $500.00; Dividends paid monthly | 4.00% | $400 |
| 18 monthsMinimum $500.00; Dividends paid monthly | 4.25% | $644 |
| 24 monthsMinimum $500.00; Dividends paid monthly | 4.40% | $899 |
| 30 monthsMinimum $500.00; Dividends paid monthly | 4.48% | $1,158 |
| 48 monthsMinimum $500.00; Dividends paid monthly | 4.55% | $1,948 |
| 60 monthsMinimum $500.00; Dividends paid monthly | 4.55% | $2,492 |
Sources (2)
All captured Sep 26, 2026
Who can join Chivaho Federal Credit Union
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