Bank · FDIC insured
One Community Bank
A $2.6B bank headquartered in Oregon, WI, with 19 branches in Wisconsin. Best rates: CDs 4.00% and savings 0.95% APY.
One Community Bank Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#18 of 39 in Madison, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About One Community Bank
Established in 1976, One Community Bank is a locally owned bank headquartered in Wisconsin.
The bank provides full-service banking across 19 locations in Wisconsin communities.
- Headquarters
- 733 N Main St, Oregon, WI 53575
- FDIC certificate
- 22334 ↗
Branches
19 branches in Wisconsin
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Wisconsin
19 branches
Madison area · 8
- One Community BankMain office733 N Main St, Oregon, WI 53575Directions
- Cottage Grove Branch1565 Landmark Dr, Cottage Grove, WI 53527Directions
- Mcfarland Branch5990 Us Highway 51, McFarland, WI 53558Directions
- Middleton Office Branch1836 Aurora St, Middleton, WI 53562Directions
- Downtown Stoughton Branch205 E Washington St, Stoughton, WI 53589Directions
- Kettle Park West Br2401 Jackson St, Stoughton, WI 53589Directions
- Sun Prairie Branch2580 Ironwood Dr, Sun Prairie, WI 53590Directions
- Waunakee Branch1351 Water Wheel Dr, Waunakee, WI 53597Directions
La Crosse area · 3
- Water Ave Branch726 Water Ave, Hillsboro, WI 54634Directions
- Lafarge Branch119 Main St, La Farge, WI 54639Directions
- Readstown Branch111 W Wisconsin Ave, Readstown, WI 54652Directions
Wausau area · 3
- Schofield Branch962 Grand Ave, Schofield, WI 54476Directions
- Schofield Branch2900 Schofield Ave, Schofield, WI 54476Directions
- Wausau Office Branch3600 Stewart Ave, Wausau, WI 54401Directions
Wonewoc area · 2
- State Bank Of Wonewo/Branch226 Center St, Wonewoc, WI 53968Directions
- Union Center Branch435 Bridge St, Wonewoc, WI 53968Directions
Adams area · 1
- Mound View Branch501 N Main St, Adams, WI 53910Directions
Grand Marsh area · 1
- Grand Marsh Branch643 County Road E, Grand Marsh, WI 53936Directions
Oxford area · 1
- Oxford Branch120 E Vallette St, Oxford, WI 53952Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.78% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.58% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.33% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $108 | $88 | — |
- CapitalLeverage ratio12.78%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.58%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.33%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$108Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of One Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.