Bank · FDIC insured
Shore United Bank CD Rates
Shore United Bank’s best CD rate is 4.00% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Shore United Bank’s CD rates compare
Compared with banks and credit unions near Baltimore, MD, where Shore United Bank has the most branches. $10,000, best rate first.
This bank’s best
Shore United Bank
4.00%APY
- Term
- 12–23 months
- Minimum
- $500
- Earns on $10,000
- —
Certificates of Deposit (CDs)
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
POCU of Maryland
5.12%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $382
Shore United Bank CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo4.00%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Shore United Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.00%APY · 7 terms
Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 monthsFixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings | 2.50% | $124 |
| 7 monthsFixed rate. A penalty-free withdrawal once during the 7-month term, after the first seven days. Any subsequent withdrawals from the account during the term will be subject to a penalty of 90 days interest. Fees could reduce earnings | 2.00% | $116 |
| 12–23 monthsFixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings | 4.00% | $400 |
| 15 monthsFixed rate. A penalty-free withdrawal once during the 15-month term, after the first seven days. Any subsequent withdrawals from the account during the term will be subject to a penalty of 90 days interest. Fees could reduce earnings | 2.50% | $313 |
| 36–47 monthsFixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings | 2.50% | $769 |
| 48–59 monthsFixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings | 2.50% | $1,038 |
| 60 monthsFixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings | 2.50% | $1,314 |
Sources (1)
- shoreunitedbank.com/personal/banking/cds · captured Sep 19, 2026
Opening an account
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