Credit union · NCUA insured
Ohio Teamsters Credit Union CD Rates
Ohio Teamsters Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Ohio Teamsters Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where Ohio Teamsters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ohio Teamsters Credit Union
4.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $400
Certificates
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
Ohio Teamsters Credit Union CD score
87
CD score
Higher than 75% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ohio Teamsters Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.00%APY · 7 terms
Certificate rates remain fixed for the term of the certificate. Dividends are compounded monthly and paid quarterly. A penalty may be imposed for withdrawals before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
| 12 months | 4.00% | $400 |
| 18 months | 4.00% | $606 |
| 24 months | 3.25% | $661 |
| 36 months | 3.00% | $927 |
| 48 months | 2.25% | $931 |
| 60 months | 2.00% | $1,041 |
Sources (1)
- ohioteamsterscu.com/savings-rates.html · captured Sep 26, 2026
Special-purpose accounts
Certificates IRA
Up to 4.00%APY · 7 terms
Certificate rates remain fixed for the term of the certificate. Dividends are compounded monthly and paid quarterly. A penalty may be imposed for withdrawals before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
| 12 months | 4.00% | $400 |
| 18 months | 4.00% | $606 |
| 24 months | 3.25% | $661 |
| 36 months | 3.00% | $927 |
| 48 months | 2.25% | $931 |
| 60 months | 2.00% | $1,041 |
Sources (1)
- ohioteamsterscu.com/savings-rates.html · captured Sep 26, 2026
Who can join Ohio Teamsters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any union member in Cuyahoga County and any member of the credit union's locals can join.
Family and household
- Immediate family members (spouse, daughter, son, mother, father, sister, or brother) of qualifying union or local members are eligible to join.
Membership information collected October 5, 2026.