Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 811–825 results
- Silver State Schools Credit UnionRegular CertificatesCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APYRequirements
Product: Compounded and credited monthly. If dividends are paid by check or transferred, compounding will not occur. Early withdrawal penalty: terms 12 months or less, 90 days of dividends; terms greater than 12 months, 180 days of dividends. Membership eligibility required.
Effective Apr 17, 2026
Rate checked
More details - Oregon State Credit UnionOnline CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: Only available through the credit union website for members who do not have an existing account (may be offered to members with pre-existing account in branch or via phone). Not eligible for Member Merits. IRA certificates, TLT Members, and Scottie Members are not eligible. Minimum opening balance is $500.
Offer: Dividend rate is 3.20%. Same rate on any balance over $500.
3.20% interest rate · Effective Oct 24, 2026
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More details - Mid-Hudson Valley Federal Credit UnionCertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: Must maintain in account each day the minimum balance that corresponds to the account on the rate sheet to obtain the disclosed APY. Dividends compounded and credited monthly. Early withdrawal penalty applies. Membership eligibility required.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - America's Christian Credit UnionTerm Share CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000intro rateRequirements
Product: Fixed rate for term selected ranging from 3 months to 60 months. Dividends compounded and paid monthly. Minimum balance of $1,000 required to open and earn dividends. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Fixed rate. Compounded and credited monthly. Valid 10/23/2026.
Promotional rate · 3.20% interest rate · Effective Oct 23, 2026
Rate checked
More details - Falcon National BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000intro rateRequirements
Product: An early withdrawal penalty may apply. Fees could reduce earnings. $500 minimum opening deposit required to obtain APY. Rates effective as of 09/24/2026; promotional specials expire on or before 11/15/2026.
Offer: An early withdrawal penalty may apply. Fees could reduce earnings.
Promotional rate · 3.21% interest rate · Effective Sep 24, 2026
Rate checked
More details - Home Federal Bank of TennesseeCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: A minimum balance of $500.00 is required to open the account and to obtain the APY. CD rates are fixed for term of account. Automatic renewal. Interest is compounded monthly and paid monthly.
Offer: Interest Credited Monthly. Early withdrawal penalty: 3 months loss of interest on the amount withdrawn.
3.20% interest rate · Compounded monthly · Effective Oct 20, 2026
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More details - Peapack Private Bank & TrustPersonal Certificates of Deposit (CDs)CD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000with conditionsRequirements
Offer: New money only. Interest paid monthly. 9 Month rolls into 182 day CD.
Qualified rate · 3.21% interest rate · Effective Oct 15, 2026
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More details - Washington TrustCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: Minimum balance to earn stated APY $0.01. Minimum deposit to open account is $500.00. Early withdrawal penalties will be imposed and early withdrawals reduce APY earned. Freedom Ultra Checking and Freedom Plus Checking customers receive an extra 0.25% APY.
3.21% interest rate · Effective Jul 13, 2026
Rate checked
More details - Yolo Federal Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000with conditionsRequirements
Product: To qualify for membership, you must live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties. An early withdrawal penalty may apply if funds are withdrawn before maturity.
Offer: Promotional 9-month rate for members who do not meet all account relationship requirements. Must be funded with funds new to Yolo FCU. Available for a limited time.
Qualified rate
Rate checked
More details - MERCO Credit UnionTerm CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000intro ratePromotional rate · 3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 9 months · $500 min · 3.25%–3.50% by balance
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.20% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.25% $100,000 and upJumbo tier. 3.50% Rate checked
More details - Summit Credit UnionRegular CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
3.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.25%APY$243 over 9 months on $10,000
Requirements
Product: Deposit as little as $500 for a specific termed certificate. Rate is guaranteed for the term of the certificate. A penalty will be imposed if certificate funds are withdrawn before the maturity date. Eligibility requires residing, being employed, or owning real estate in Taylor, Price, or Lincoln County, Wisconsin, and maintaining a Main Share Savings Account with a $5.00 deposit.
Offer: Rate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal.
3.21% interest rate · Effective Sep 8, 2026
Rate checked
More details - 3.25%APY$243 over 9 months on $10,000intro rate
Promotional rate · Effective Oct 8, 2026
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More details - Newburyport BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.25%APY$243 over 9 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Fees may reduce earnings.
3.24% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank