Credit union · NCUA insured
Lakewood CU
A $14.9M credit union headquartered in Rib Lake, WI, with 1,130 members and 1 branch in Wisconsin. Best rates: CDs 3.96% and savings 1.36% APY.
Lakewood CU Carrot Score
79
Carrot Score
Higher than 50% of U.S. banks and credit unions
#97 of 196 in WisconsinHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lakewood CU
Chartered on May 19, 1961, Lakewood Credit Union was created by local business leaders in Rib Lake, Wisconsin, to serve the surrounding community.
The member-owned cooperative expanded its community charter at the beginning of 2003 to include those residing or employed in Lincoln, Price, and Taylor counties.
- Headquarters
- 1305 State Highway 102, Rib Lake, WI 54470
- NCUA charter
- 66999
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, own real estate, or work in Taylor, Price, or Lincoln County, Wisconsin.
Family and household
- Membership is open to anyone whose immediate family member is a current member.
Cost to join
- An opening deposit of $5.00 is required to set up an account.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- Lakewood Credit UnionMain office1305 State Highway 102, Rib Lake, WI 54470Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.91% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.44% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $82 | $59 | — |
- CapitalNet worth ratio10.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.91%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.44%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$82Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lakewood CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.