Credit union · NCUA insured
Lakewood CU CD Rates
Lakewood CU’s best CD rate is 3.96% APY on a 15-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Lakewood CU’s CD rates compare
Compared with banks and credit unions in Wisconsin, where Lakewood CU has the most branches. $10,000, best rate first.
This credit union’s best
Lakewood CU
3.96%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $497
Certificates
Top rate
Fort Community Credit Union
5.15%APY
- Term
- 60 months
- Minimum
- $250
- Earns on $10,000
- $2,854
2nd-highest rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
Lakewood CU CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo2.02%
- 9–15 months9–15 mo3.96%
- 31–60 months31–60 mo2.52%
- QualifiedQualified3.96%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lakewood CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.96%APY · 5 terms
Deposit as little as $500 for a specific termed certificate. Rate is guaranteed for the term of the certificate. A penalty will be imposed if certificate funds are withdrawn before the maturity date. Eligibility requires residing, being employed, or owning real estate in Taylor, Price, or Lincoln County, Wisconsin, and maintaining a Main Share Savings Account with a $5.00 deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal | 2.02% | $100 |
| 9 monthsRate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal | 3.25% | $243 |
| 12 monthsRate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal | 3.03% | $303 |
| 15 monthsRate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal | 3.96% | $497 |
| 36 monthsRate and APY as of the last dividend declaration date of Effective date; Dividend Rate and APY may change at any time as determined by the Board of Directors. Rate is guaranteed for the term of the certificate. Penalty imposed for early withdrawal | 2.52% | $775 |
Who can join Lakewood CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, own real estate, or work in Taylor, Price, or Lincoln County, Wisconsin.
Family and household
- Membership is open to anyone whose immediate family member is a current member.
Cost to join
- An opening deposit of $5.00 is required to set up an account.
Membership information collected October 4, 2026.