Credit union · NCUA insured
Mid-Hudson Valley Federal Credit Union
A $1.7B credit union, the 299th largest of 4,329, headquartered in Kingston, NY, with 95,051 members and 12 branches in New York. Best rates: CDs 4.15% and savings 0.05% APY.
Mid-Hudson Valley Federal Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#11 of 20 in Kiryas Joel, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mid-Hudson Valley Federal Credit Union
Headquartered in Kingston, New York, Mid-Hudson Valley Federal Credit Union is a member-owned financial institution founded in 1963.
Originally established for IBM employees in Kingston, the credit union expanded membership to the broader community in 1980.
It operates 14 branch locations across seven Hudson Valley counties, including Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, and Westchester.
- Headquarters
- 1099 Morton Blvd, Kingston, NY 12401
- NCUA charter
- 15766
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, or Westchester County, New York.
Family and household
- Membership is open to immediate family and household members of MHV members.
Other ways
- Businesses located in the seven served counties can open business accounts.
Cost to join
- Establishing membership requires a minimum deposit of $5 into a Regular Savings account as an ownership share.
Branches
12 branches in New York
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New York
12 branches
Kiryas Joel area · 6
- Fishkill Branch584 Route 9, Fishkill, NY 12524Directions
- LaGrange Branch1516 Route 55, Lagrangeville, NY 12540Directions
- Newburgh Branch1433 Route 300, Newburgh, NY 12550Directions
- Poughkeepsie Branch21 Burnett Blvd, Suite 2, Poughkeepsie, NY 12603Directions
- Red hook Branch7472 S Broadway, Red Hook, NY 12571Directions
- Rhinebeck Branch6567 Spring Brook Ave, Rhinebeck, NY 12572Directions
Kingston area · 5
- Highland Branch5 Wingate Way, Highland, NY 12528Directions
- Hurley Avenue Branch123 Hurley Ave, Kingston, NY 12401Directions
- Port Ewen185 Broadway, Port Ewen, NY 12466Directions
- Saugerties Branch3180 Route 9W, Saugerties, NY 12477Directions
- Woodstock Branch85 Mill Hill Rd, Woodstock, NY 12498Directions
New York area · 1
- Peekskill3 N Broad St, Peekskill, NY 10566Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.87% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.36% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.72% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalNet worth ratio9.87%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.36%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mid-Hudson Valley Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.