Credit union · NCUA insured
America's Christian Credit Union CD Rates
Top CarrotAmerica's Christian Credit Union’s best CD rate is 4.50% APY on a 22-month share certificate (CD), with extra requirements. Terms run from 3 months to 22 months. Rates checked October 16, 2026.
How America's Christian Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where America's Christian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
America's Christian Credit Union
4.50%APY
- Term
- 22 months
- Requires
- Conditions apply
- Minimum
- $5,000
- Earns on $10,000
- $840
22-Month New Money Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
22-Month New Money Certificate
4.50%APY · 1 term
Available to new and existing consumer members. Account must be funded with new funds or funds deposited less than 30 days prior to opening. No additional deposits during term. Compounded and credited monthly. Penalty for early withdrawal. At maturity, renews as traditional 18-Month Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 22 monthsHigh, fixed rate. New money only (new funds or deposited < 30 days prior). Valid 10/06/2026; offer valid beginning 09/01/2026 | 4.50% | $840 |
Sources (1)
- americaschristiancu.com/personal/22-month-certificate · captured Oct 6, 2026
10-Month New Money Certificate
4.25%APY · 1 term
Available to new and existing consumer members. Account must be funded with new funds or funds deposited less than 30 days prior to opening. No additional deposits during term. Compounded and credited monthly. Penalty for early withdrawal. At maturity, renews as traditional 9-Month Certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsHigh, fixed rate. New money only (new funds or deposited < 30 days prior). Valid 10/06/2026; offer valid beginning 08/01/2026 | 4.25% | $353 |
Sources (2)
- americaschristiancu.com/person…h-term-share-certificate
- americaschristiancu.com/personal/term-share-certificates
All captured Oct 16, 2026
New Member Term Share Certificate
3.50%APY · 1 term
Must be opened within 60 days of account opening, or by a member who has not held, or closed, an ACCU savings, term share certificate, money market, or loan account. No additional deposits during term. Penalty for early withdrawal. Renews as traditional 12-month Term Share Certificate at maturity. Paper statement fee of $4.00/mo waived with free e-statements.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate. Available only during first 60 days of membership. Valid 10/06/2026 | 3.50% | $350 |
Sources (1)
- americaschristiancu.com/person…r-term-share-certificate · captured Oct 6, 2026
Term Share Certificates
3.50%APY · 1 term
Fixed rate for term selected ranging from 3 months to 60 months. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–60 monthsRates as high as 3.50% APY. Valid 10/06/2026 | 3.50% | $86 |
Sources (1)
- americaschristiancu.com/personal/term-share-certificates · captured Oct 16, 2026
Special-purpose accounts
IRA Certificates
2.25%APY · 1 term
IRA deposits insured separately up to $250,000 by NCUSIF + $200,000 by ASI. Terms 1–5 years. Early withdrawal penalty applies. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months60-month IRA Certificate specific offer | 2.25% | $1,177 |
Sources (1)
- americaschristiancu.com/person…retirement-accounts-iras · captured Oct 16, 2026
Who can join America's Christian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.