Credit union · NCUA insured
Yolo Federal Credit Union
A $411M credit union headquartered in Woodland, CA, with 23,316 members and 5 branches in California.
Yolo Federal Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#17 of 35 in Sacramento, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Yolo Federal Credit Union
- Headquarters
- 266 W Main St, Woodland, CA 95695
- NCUA charter
- 9293
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
Branches
5 branches in California
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California
5 branches
- WoodlandMain office266 W Main St, Woodland, CA 95695Directions
- Davis501 G St, Davis, CA 95616Directions
- West Sac2240 Lake Washington Blvd Ste 100, W Sacramento, CA 95691Directions
- Winters168 E Grant Ave, Winters, CA 95694Directions
- Sycamore465 Pioneer Ave, Woodland, CA 95776Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.97% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.78% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.23% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio12.97%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.78%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.23%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Yolo Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.