Bank · FDIC insured
Peapack Private Bank & Trust CD Rates
Peapack Private Bank & Trust’s best CD rate is 4.30% APY on a 13-month CD, with extra requirements. Terms run from 9 months to 13 months. Rates checked October 22, 2026.
How Peapack Private Bank & Trust’s CD rates compare
Compared with banks and credit unions in New Jersey, where Peapack Private Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Peapack Private Bank & Trust
3.25%APY
- Term
- 9 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $243
Personal Certificates of Deposit (CDs)
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Certificates of Deposit (CDs)
Up to 4.30%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsNew money only. Interest paid monthly. 9 Month rolls into 182 day CD | 3.25% | $243 |
| 13 monthsAvailable to consumer customers only. Requires a minimum opening deposit of $25,000.00 in new money (maximum $15,000,000.00). Interest paid quarterly. Must have an eligible Peapack Private consumer checking account and establish direct deposit within 90 days after opening CD; otherwise CD rate and APY will adjust one time to the Bank's standard 12-month CD rate/APY in effect on the adjustment date for the remainder of the term | 4.30% | $467 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Personal Individual Retirement Accounts (IRAs) CDs
Up to 4.30%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsNew money only. Interest paid monthly. 9 Month CD/IRA CD converts to an 182 day CD/IRA CD at maturity. Plan closeout fee of $75 could reduce earnings | 3.25% | $243 |
| 13 monthsAvailable to consumer customers only. Requires a minimum opening deposit of $25,000.00 in new money (maximum $15,000,000.00). Interest paid monthly. 13 Month Specials rolls into 12 month IRA CD. Must have an eligible Peapack Private consumer checking account and establish direct deposit within 90 days after opening; otherwise IRA/CD rate and APY will adjust one time to the Bank's standard 12-month IRA/CD rate/APY in effect on the adjustment date for the remainder of the term. Plan closeout fee of $75 could reduce earnings | 4.30% | $467 |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.