Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 661–675 results
- Farmers BankCertificates of DepositCD · 6–12 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APYRequirements
Product: Interest compounded daily and credited at maturity. Minimum balance required each day to obtain disclosed APY. Early withdrawal penalty may be imposed. Automatically renews with a 10-day grace period. No additional deposits or withdrawals allowed until maturity.
Offer: Early withdrawal penalty may be imposed.
3.44% interest rate · Compounded daily · Effective Sep 11, 2026
Rate checked
More details - Cross Valley Federal Credit UnionSeasonal Savings CertificateCD · 9 months
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: High-yield savings certificate designed for seasonal workers. Deposit funds anytime with no maximum deposit amount. Early withdrawal penalty is 12 months dividends. Membership required.
Offer: Additional deposits allowed with no limit. Early withdrawal penalty applies. Dividends compounded and credited quarterly. Not renewable automatically.
3.45% interest rate · Effective Jul 1, 2026
Rate checked
More details - Cross Valley Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Compounded and credited quarterly. Penalty for early withdrawal is 12 months dividends. Membership required (par value of one share $5.00). Applies to new money only.
Offer: Dividends compounded quarterly, credited quarterly. Early withdrawal penalty applies. Not renewable automatically. Additional deposits not allowed.
Promotional rate · 3.45% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - EverTrust BankCertificates of Deposit (TCD)CD · 9 months · $3,000 min · 3.50%–3.80% by balance
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Account Eligible For: Individuals. Fixed Rate. Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
3.48% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (TCD) Balance APY $3,000 – $20,000Your amount 3.50% $20,000 – $80,000 3.65% $80,000 and up 3.80% Rate checked
More details - New Directions Community Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawal penalties apply. Fixed dividend rate and APY for the initial term. Dividends assumed to remain on deposit until maturity.
Offer: For a limited time only.
Promotional rate
Rate checked
More details - West Pointe BankFixed Rate Certificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Fixed Rate Certificates of Deposit (CODs) may be subject to an early withdrawal penalty. Interest compounds monthly. APY assumes interest remains in account until maturity or funds are withdrawn. Withdrawals and fees will reduce earnings.
Offer: Interest compounds monthly. Early withdrawal penalty may apply.
3.45% interest rate · Effective Oct 19, 2026
Rate checked
More details - MCU Financial Center CUShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Fixed-rate account. Additional deposits not allowed after opening. Early withdrawal penalty: 90 days dividends or $25 minimum, whichever is greater. 10-day grace period for renewal/withdrawal without penalty.
Offer: 9-Month Special term.
3.50% interest rate
Rate checked
More details - Artesian City FCUShare Certificate (Compounding) AccountCD · 9 months · $1,500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Dividends Compounded Quarterly, Credited Quarterly. Penalty imposed for early withdrawal.
Offer: Dividend rate 3.50%
3.50% interest rate · Compounded quarterly · Effective Sep 14, 2022
Rate checked
More details - The Cecilian BankCertificate of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000 - Summit Credit UnionRegular CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Quarterly compounding. Penalties may apply for early withdrawal. After the account is opened, no additional deposits may be made until maturity. Automatically renews at maturity with a 10-day grace period.
Offer: Special certificate. Quarterly compounding. Early withdrawal penalty up to 90 days dividends. Automatically renews into a non-special standard certificate.
Promotional rate · 3.46% interest rate · Effective Oct 22, 2026
Rate checked
More details - Washington Trust9-Month Relationship CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000with conditionsRequirements
Product: Requires a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Offer: Requires a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Effective Feb 13, 2026
Rate checked
More details - Brentwood BankCertificate of DepositCD · 9 months · $2,000 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: CDs with balance at maturity below $2,000 will renew at 0%. Penalties may be imposed for early withdrawal. Fees may reduce earnings.
Effective Oct 9, 2026
Rate checked
More details - The Police Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Membership required. Dividends must remain on deposit until maturity to earn stated APY. Additional deposits or withdrawals are not permitted until maturity.
Offer: Special promotional rate offer for 9 months. Membership required. Not available for corporate accounts. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 12-month Certificate.
Promotional rate · 3.44% interest rate · Effective Sep 29, 2026
Rate checked
More details - Alliance Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Interest is compounded quarterly and credited quarterly. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalty applies.
3.46% interest rate · Compounded quarterly
Rate checked
More details - PCM Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: $500 minimum deposit to open (unless specified in another term or special). Additional deposits of at least $100 can be made on certificates with a term of 1 year or less and on our 13-month Flex Special. Dividends are earned and posted monthly. All certificates will automatically renew at maturity. Early withdrawal penalty: 90 days of dividends for terms 1 year or less; 180 days of dividends for terms over 1 year (no penalty for 13-month Flex Special). Dividends are available for withdrawal at any time. Specials are offered for a limited time only and may end at any time without prior notice.
Offer: Early withdrawal penalty: 90 days of dividends. Additional deposits of at least $100 can be made.
Promotional rate · 3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank