Bank · FDIC insured
West Pointe Bank CD Rates
West Pointe Bank’s best CD rate is 3.87% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How West Pointe Bank’s CD rates compare
Compared with banks and credit unions near Oshkosh, WI, where West Pointe Bank has the most branches. $10,000, best rate first.
This bank’s best
West Pointe Bank
3.87%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,091
Fixed Rate Certificates of Deposit
Top rate
Community First Credit Union
5.05%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $207
2nd-highest rate
Capital Credit Union
5.00%APY
- Term
- 10 months
- Minimum
- $5,000
- Earns on $10,000
- $415
West Pointe Bank CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo3.71%
- 31–60 months31–60 mo3.87%
- QualifiedQualified3.87%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Pointe Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fixed Rate Certificates of Deposit
Up to 3.87%APY · 9 terms
Fixed Rate Certificates of Deposit (CODs) may be subject to an early withdrawal penalty. Interest compounds monthly. APY assumes interest remains in account until maturity or funds are withdrawn. Withdrawals and fees will reduce earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest compounds monthly. Early withdrawal penalty may apply | — | 2.83% | 2.83% | $70 |
| 6 monthsInterest compounds monthly. Early withdrawal penalty may apply | — | 3.30% | 3.30% | $164 |
| 9 monthsInterest compounds monthly. Early withdrawal penalty may apply | — | 3.51% | 3.51% | $262 |
| 12 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.66% | — | 3.66% | $366 |
| 18 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.66% | — | 3.66% | $554 |
| 24 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.71% | — | 3.71% | $756 |
| 36 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.76% | — | 3.76% | $1,171 |
| 48 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.76% | — | 3.76% | $1,591 |
| 60 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.87% | — | 3.87% | $2,091 |
Sources (1)
- westptebank.com/resources/rates · captured Sep 18, 2026
Special-purpose accounts
Fixed-Rate Individual Retirement Accounts (IRAs)
Up to 3.87%APY · 9 terms
Individual Retirement Accounts (IRAs) are available in all fixed-rate terms listed. Early withdrawal penalties may apply. Interest compounds monthly.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsInterest compounds monthly. Early withdrawal penalty may apply | — | 2.83% | 2.83% | $70 |
| 6 monthsInterest compounds monthly. Early withdrawal penalty may apply | — | 3.30% | 3.30% | $164 |
| 9 monthsInterest compounds monthly. Early withdrawal penalty may apply | — | 3.51% | 3.51% | $262 |
| 12 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.66% | — | 3.66% | $366 |
| 18 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.66% | — | 3.66% | $554 |
| 24 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.71% | — | 3.71% | $756 |
| 36 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.76% | — | 3.76% | $1,171 |
| 48 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.76% | — | 3.76% | $1,591 |
| 60 monthsInterest compounds monthly. Early withdrawal penalty may apply | 3.87% | — | 3.87% | $2,091 |
Sources (1)
- westptebank.com/resources/rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.