Bank · FDIC insured
Farmers Bank
A $282.7M bank headquartered in Nicholasville, KY, with 4 branches in Kentucky. Best rates: CDs 3.50% and savings 1.15% APY.
Farmers Bank Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#14 of 25 in Lexington, KY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers Bank
The Farmers Bank was initially chartered and opened for business in 1934.
The institution is locally owned and locally operated, operating three branches in Jessamine County, Kentucky.
- Headquarters
- 200 N Main St, Nicholasville, KY 40356
- FDIC certificate
- 14894 ↗
Branches
4 branches in Kentucky
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Kentucky
4 branches
- The Farmers BankMain office200 N Main St, Nicholasville, KY 40356Directions
- Bell Place Branch201 Bellaire Dr, Nicholasville, KY 40356Directions
- Brannon Crossing Branch110 E Brannon Rd, Nicholasville, KY 40356Directions
- Wilmore Branch213 E Main St, Wilmore, KY 40390Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.00% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.03% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio11.00%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.03%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.