Bank · FDIC insured
EverTrust Bank CD Rates
EverTrust Bank’s best CD rate is 3.90% APY on a 1-year CD. Terms run from 3 months to 1 year. Rates checked October 16, 2026.
How EverTrust Bank’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where EverTrust Bank has the most branches. $10,000, best rate first.
This bank’s best
EverTrust Bank
3.50%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $3,000
- Earns on $10,000
- $261
Certificates of Deposit (TCD)
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (TCD)
Up to 3.50%APY · 4 terms
Account eligible for individuals. Pays fixed rate. Automatic renewal. Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest.
| Term | APY · $3,000 – $20,000 | APY · $20,000 – $80,000 | APY · $80,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsAnnual Percentage Yield (APY) assumes interest remains on deposit for the term of the account | 3.30% | 3.40% | 3.50% | 3.30%3.40% $20k–$80k3.50% from $80k | $81 |
| 6 monthsAnnual Percentage Yield (APY) assumes interest remains on deposit for the term of the account | 3.45% | 3.60% | 3.75% | 3.45%3.60% $20k–$80k3.75% from $80k | $171 |
| 9 monthsAnnual Percentage Yield (APY) assumes interest remains on deposit for the term of the account | 3.50% | 3.65% | 3.80% | 3.50%3.65% $20k–$80k3.80% from $80k | $261 |
| 12 monthsAnnual Percentage Yield (APY) assumes interest remains on deposit for the term of the account | 3.50% | 3.70% | 3.90% | 3.50%3.70% $20k–$80k3.90% from $80k | $350 |
Sources (1)
- evertrustbank.com/en-us/Personal/Personal-TCD · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.