Credit union · NCUA insured
MCU Financial Center CU
Top CarrotA $30.7M credit union headquartered in Mount Pleasant, WI, with 2,743 members and 1 branch in Wisconsin. Best rates: CDs 3.50% and savings 0.09% APY.
MCU Financial Center CU Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#4 of 14 in Racine, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MCU Financial Center CU
Based in Mt. Pleasant, Wisconsin, MCU Financial Center Credit Union has been serving the Racine and Kenosha areas since 1939.
Membership is established with a $15 membership share deposit in a Primary Savings account.
- Headquarters
- 1462 S Green Bay Rd, Mount Pleasant, WI 53406-4488
- NCUA charter
- 66878
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Racine or Kenosha counties are eligible for membership.
Cost to join
- A $15 membership share deposit into a Primary Savings account is required to join.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- MCU Financial Center C UMain office1462 S Green Bay Rd, Mount Pleasant, WI 53406Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.56% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.47% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio10.56%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.47%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MCU Financial Center CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.