Credit union · NCUA insured
Artesian City FCU
A $29.5M credit union headquartered in Leesburg, GA, with 2,975 members and 2 branches in Georgia. Best rates: CDs 3.55% and savings 0.10% APY.
Artesian City FCU Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#4 of 5 in Albany, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Artesian City FCU
Founded in 1950, Artesian City Federal Credit Union is a member-owned financial institution administered by a volunteer board of directors elected by its membership.
Headquartered in Leesburg, Georgia, the credit union operates branch locations in Leesburg and Albany.
- Headquarters
- 1221 US Highway 82 W, Leesburg, GA 31763
- NCUA charter
- 6859
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Dougherty County, Georgia is eligible for membership.
- Individuals who live, worship, work, or go to school in Dougherty, Lee, or Worth County are eligible for membership.
Employers and groups
- Employees and associates of four participating Select Employee Groups are eligible for membership.
Family and household
- Membership privileges extend to family members of eligible employee group members.
Cost to join
- A minimum share/savings deposit of $5.00 is required to open an account and join.
Branches
2 branches in Georgia
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Georgia
2 branches
- Oakland Main OfficeMain office1221 US Highway 82 W, Leesburg, GA 31763Directions
- Flint Branch100 Flint Ave, Albany, GA 31701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.32% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.55% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.93% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio10.32%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.55%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.93%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Artesian City FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.