Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 391–405 results
- IAA Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.03%APY$611 over 18 months on $10,000Requirements
Product: Dividends compounded daily. Early withdrawal penalties apply. Jumbo rate quoted upon request for minimum $100,000.
Offer: Early withdrawal penalties apply.
3.96% interest rate · Compounded daily · Effective Oct 9, 2026
Rate checked
More details - Longview Community BankCertificate of DepositsCD · 18 months · $500 min
Bank · Add a location to see nearby branches
4.03%APY$611 over 18 months on $10,000 - Jack Daniel Employees' Credit UnionShare Certificate AccountCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.02%APY$609 over 18 months on $10,000Requirements
Product: Dividends paid monthly, transferred to designated account, or added to certificate.
3.95% interest rate · Effective Jan 27, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 12–23 months · $500 min · 3.92%–4.43% by balance
Credit union · Add a location to see nearby branches
4.02%APYRequirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
3.86% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.92% $1,000 and upYour amount 4.02% $25,000 and up 4.07% $75,000 and up 4.17% $125,000 and up 4.28% $200,000 and up 4.43% Rate checked
More details - First American Bank and TrustCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.02%APY$609 over 18 months on $10,000Requirements
Product: Interest rates set weekly. Automatic renewal convenience. CD rates are fixed upon opening the account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties apply.
Effective Apr 28, 2026
Rate checked
More details - First National Bank New BremenCD RatesCD · 18 months · $10,000 min
Bank · Add a location to see nearby branches
4.02%APY$609 over 18 months on $10,000Requirements
Product: Rates are fixed unless noted otherwise. Rates are not guaranteed and are subject to change without notice. Penalty for early withdrawal may apply. Rates are published for balance tiers listed. For CD balances of $100,000 and greater, contact the branch.
Offer: Minimum deposit: $500. APY rate requires minimum balance of $10,000.
3.95% interest rate
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More details - The Honesdale National BankCertificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.01%APY$607 over 18 months on $10,000intro rateRequirements
Product: $1,000 minimum investment amount. 30 day–5 year terms available. Fees are assessed on early withdrawals or premature closing.
Offer: CD Special. A minimum deposit of $1,000 is required to receive the promotional rate. Upon maturity, automatically renews into the closest preceding term unless other instructions are provided. Not available for brokered deposits or for non-customers outside market area.
Promotional rate · 4.00% interest rate · Effective Aug 4, 2026
Rate checked
More details - 4.01%APY$607 over 18 months on $10,000
Requirements
Product: No monthly maintenance fee; penalties exist for early withdrawals.
3.95% interest rate · Effective Aug 24, 2026
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More details - Chattanooga Federal Employees Credit UnionCertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.01%APY$607 over 18 months on $10,0003.95% interest rate
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More details - MERCO Credit UnionTerm CertificatesCD · 6–60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYintro rateRequirements
Offer: Flex Term Promotion (6-60 Months)
Promotional rate · 3.93% interest rate · Effective Oct 1, 2026
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More details - Washington TrustChoose Your Term CDCD · 12–24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYwith conditionsRequirements
Product: Terms from 1-2 years. Washington Trust checking account required. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Offer: Choose a term from 1-2 years. Washington Trust checking account required. Open in branch or on the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Balance cap $5,000,000 · Effective Aug 26, 2026
Rate checked
More details - Eastman Credit UnionInvestment CertificatesCD · 12–23 months · $1,000 min · 4.00%–4.05% by balance
Credit union · Add a location to see nearby branches
4.00%APYRequirements
Product: Investment Certificates offer competitive rates on all terms and give you the option of selecting the date of maturity. You can lock in a rate on a deposit for a term ranging from 30 days up to 6 years. Your funds are federally insured up to $250,000 by NCUA. Paid dividends can be withdrawn automatically or at your discretion at anytime with no penalty. APY assumes dividends will remain on deposit until maturity.
Offer: Term: 1 to 2 Years (365 to 729 days). Early withdrawal penalty: 90 Days' Dividends.
3.93% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investment Certificates Balance APY $1,000 and upYour amount 4.00% $100,000 and upJumbo tier ($100k Minimum). 4.05% Rate checked
More details - Bank of UticaCertificates of Deposit (CD)CD · 12–24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Local deposits only for Oneida, Herkimer, Madison, Otsego Counties. New customer limit $3,000,000. Compounded quarterly (Q). Non-transferable. Early withdrawal penalties apply based on remaining term.
Offer: Under $100,000 tier; 1 year up to 2 years term; compounded quarterly.
3.94% interest rate · Compounded quarterly · Balance cap $99,999.99 · Effective Oct 1, 2026
Rate checked
More details - Shore United BankCertificates of Deposit (CDs)CD · 12–23 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
3.92% interest rate · Effective Sep 1, 2026
Rate checked
More details - Civic Federal Credit UnionChoice CertificateCD · 12–18 months · $250 min
Credit union · Add a location to see nearby branches
4.00%APYwith conditionsRequirements
Product: Civic membership required. Fixed-rate account; dividends are compounded monthly and may be paid monthly or rolled back into certificate account at maturity. Early withdrawal penalty applies (6-11 months = forfeiture of 90 days' dividends; 12-60 months = forfeiture of 180 days' dividends).
Qualified rate · 3.92% interest rate · Compounded monthly · Effective Sep 2, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank