Credit union · NCUA insured
Tendto Credit Union CD Rates
Top CarrotTendto Credit Union’s best CD rate is 4.81% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Tendto Credit Union’s CD rates compare
Compared with banks and credit unions near Erie, PA, where Tendto Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tendto Credit Union
4.40%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,402
Share Certificates
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Tendto Credit Union CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo4.24%
- 31–60 months31–60 mo4.40%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tendto Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.40%APY · 6 terms
All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $25,000 and up | APY · $75,000 and up | APY · $125,000 and up | APY · $200,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 6–11 months | — | 3.95% | 4.00% | 4.10% | 4.20% | 4.36% | 3.95%4.00% from $25k4.10% from $75k4.20% from $125k4.36% from $200k | $196 |
| 12–23 months | 3.92% | 4.02% | 4.07% | 4.17% | 4.28% | 4.43% | 3.92%4.02% from $1k4.07% from $25k4.17% from $75k4.28% from $125k4.43% from $200k | $392 |
| 24–35 months | — | 4.24% | 4.29% | 4.39% | 4.49% | 4.65% | 4.24%4.29% from $25k4.39% from $75k4.49% from $125k4.65% from $200k | $866 |
| 36–47 months | — | 4.36% | 4.41% | 4.51% | 4.62% | 4.77% | 4.36%4.41% from $25k4.51% from $75k4.62% from $125k4.77% from $200k | $1,366 |
| 48–59 months | — | 4.38% | 4.43% | 4.54% | 4.64% | 4.79% | 4.38%4.43% from $25k4.54% from $75k4.64% from $125k4.79% from $200k | $1,871 |
| 60 months | — | 4.40% | 4.45% | 4.56% | 4.66% | 4.81% | 4.40%4.45% from $25k4.56% from $75k4.66% from $125k4.81% from $200k | $2,402 |
Share Certificate Specials
Up to 4.06%APY · 2 terms
All rates and yields stated are accurate as of September 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. 50% New Money required for 9 Month Term Certificate.
| Term | APY · $1,000 and up | APY · $75,000 and up | APY · $200,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 9 months50% New Money | 4.06% | 4.27% | 4.47% | 4.06%4.27% from $75k4.47% from $200k | $303 |
| 18 months | 3.86% | 4.07% | 4.28% | 3.86%4.07% from $75k4.28% from $200k | $585 |
Sources (1)
- tendtocu.com/Rates-Fees · captured Sep 17, 2026
Special-purpose accounts
IRA Certificates
Up to 3.20%APY · 3 terms
All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose from a Traditional, Roth or Coverdell (ESA) Certificate - each requiring a $1,000 minimum balance - and select terms of 1, 3 or 5 years. Penalty imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY · $75,000 and up | APY · $125,000 and up | APY · $200,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 12 months | 3.12% | 3.17% | 3.27% | 3.37% | 3.53% | 3.12%3.17% from $25k3.27% from $75k3.37% from $125k3.53% from $200k | $312 |
| 36 months | 3.07% | 3.13% | 3.23% | 3.33% | 3.48% | 3.07%3.13% from $25k3.23% from $75k3.33% from $125k3.48% from $200k | $950 |
| 60 months | 3.20% | 3.25% | 3.35% | 3.45% | 3.61% | 3.20%3.25% from $25k3.35% from $75k3.45% from $125k3.61% from $200k | $1,706 |
Who can join Tendto Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.