Best CD rates and certificates

Requirements

Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.

Offer: Paid monthly.

Requirements

Product: Membership required ($5 minimum share). Minimum opening deposit of $500 must be maintained throughout the term. Fixed rate for the term of the certificate. Dividends paid monthly or quarterly. Early withdrawal penalties apply.

Offer: Limited-time offer. Special promotional rate applies to new money only (funds transferred from another financial institution / new to Essential).

Requirements

Product: Personal accounts only. Minimum deposit is $500. Dividend penalties may apply for early withdrawals. Compounding is monthly. Fees could reduce earnings.

Offer: Monthly compounding. Minimum to earn APY is $500.

Requirements

Product: Minimum deposit of $1,000 required to open and obtain APY. Monthly compounding dividends. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty.

Requirements

Product: Rates shown are for new accounts opened and are subject to change after account opening. Credit Union membership is required (membership account with minimum $5.00). Substantial penalty on funds withdrawn prior to maturity. Fees may reduce earnings.

Requirements

Product: When Share Certificate is compounded. Rates subject to change.

Offer: When Share Certificate is compounded.

Requirements

Product: Minimum balance to open a 4.00% APY 9-month promotional certificate of deposit is $1,000. Minimum balance to open a 4.30% APY 21-month promotional certificate of deposit is $10,000. Early withdrawals will be subject to a substantial penalty and any fees could reduce earnings on the account. After maturity, if rolled over, interest is earned according to the CD Dividend and Interest Rate Schedule. Limited-time offer.

Offer: Limited-time offer. Early withdrawals subject to substantial penalty. Rollover at maturity earns standard schedule rates.

Requirements

Product: You must be a member to open a Certificate of Deposit. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. Option to automatically renew at maturity.

Requirements

Offer: 9 Month Special

Requirements

Product: Exclusive offer available only in-person at the Great Falls Branch. Must be funded with money not currently on deposit at Northwest Federal. Promotional certificates are not eligible for a dividend rate bonus.

Offer: Exclusive offer available only in-person at the Great Falls Branch. Must be funded with money not currently on deposit at Northwest Federal. Promotional certificates are not eligible for a dividend rate bonus.

Requirements

Product: Rates available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum deposit to open is $500. Early withdrawal penalty applies. Terms available from 3 months to 5 years. No setup or monthly service charges.

Offer: Available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum to open is $500. Early withdrawal penalty applies.

Requirements

Product: Interest compounded and paid monthly on average daily balance. Penalty for early withdrawal. Terms of 36 months or greater allow for one bump-up / step-up to the current rate after 12 months.

Offer: Rate bumps are not available with this offer. Automatically renews at maturity to a 12-month CD at the current rate, with a ten-calendar day grace period.

Requirements

Product: Special CDs available for a limited time. Fees may reduce earnings. Early withdrawal penalties may apply.

Offer: An active personal or business checking account is required to obtain the advertised APY. Available for a limited time.

Requirements

Product: A $250.00 minimum balance and $5.00 membership account are required to open. Early withdrawal penalty may apply. Upon maturity, certificate may automatically roll into another term. Dividends are compounded and credited monthly.

Offer: Special Offer.

Requirements

Product: Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty. Loyalty Pays Premium Certificate Rate requires an active consumer checking account and active debit card with at least one debit card transaction in the current month.