Credit union · NCUA insured
US #1364 Federal Credit Union CD Rates
Top CarrotUS #1364 Federal Credit Union’s best CD rate is 4.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How US #1364 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where US #1364 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
US #1364 Federal Credit Union
4.25%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $210
Share Certificate
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
US #1364 Federal Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where US #1364 Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.25%APY · 8 terms
When Share Certificate is compounded. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsWhen Share Certificate is compounded | 4.25% | $210 |
| 9 monthsWhen Share Certificate is compounded | 4.00% | $299 |
| 12 monthsWhen Share Certificate is compounded | 3.75% | $375 |
| 18 monthsWhen Share Certificate is compounded | 1.75% | $264 |
| 24 monthsWhen Share Certificate is compounded | 2.00% | $404 |
| 36 monthsWhen Share Certificate is compounded | 2.25% | $690 |
| 48 monthsWhen Share Certificate is compounded | 2.50% | $1,038 |
| 60 monthsWhen Share Certificate is compounded | 2.50% | $1,314 |
Sources (1)
- usfederalcu.org/accounts/savin…counts/share-certificate · captured Oct 5, 2026
Special-purpose accounts
IRA Share Certificate
Up to 4.25%APY · 6 terms
Traditional and Roth IRA Certificates are available to U S Federal Credit Union members. All IRA accounts at U S FCU require a minimum balance of $100. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.25% | $210 |
| 12 months | 3.75% | $375 |
| 24 months | 2.00% | $404 |
| 36 months | 2.25% | $690 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.50% | $1,314 |
Sources (1)
- usfederalcu.org/accounts/savin…idual-retirement-account · captured Oct 5, 2026
Who can join US #1364 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.