Bank · FDIC insured
Security Federal Bank CD Rates
Security Federal Bank’s best CD rate is 4.00% APY on a 6-month CD, with extra requirements. Terms run from 6 months to 9 months. Rates checked October 22, 2026.
How Security Federal Bank’s CD rates compare
Compared with banks and credit unions near Augusta, GA-SC, where Security Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Security Federal Bank
4.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $198
Certificate of Deposit
Top rate
Southern Bank
5.00%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,070
2nd-highest rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $667
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
4.00%APY · 2 terms
Rates available for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum deposit to open is $500. Early withdrawal penalty applies. Terms available from 3 months to 5 years. No setup or monthly service charges.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAvailable for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum to open is $500. Early withdrawal penalty applies | 4.00% | $198 |
| 9 monthsAvailable for new checking account customers with Direct Deposit or established checking account customers with Direct Deposit. Minimum to open is $500. Early withdrawal penalty applies | 4.00% | $299 |
Sources (1)
- securityfederalbank.com/certificate-of-deposit-cds · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.