Bank · FDIC insured
City Bank & Trust Co.
A $323.2M bank headquartered in Lincoln, NE, with 5 branches in Nebraska. Best rates: CDs 4.10% and savings 0.10% APY.
City Bank & Trust Co. Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#22 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About City Bank & Trust Co.
Established in Crete, Nebraska, in 1910, City Bank & Trust Co. is a full-service community bank.
The bank provides personal and business banking services across Lincoln, Crete, and Southeast Nebraska, operating six service locations.
- Headquarters
- 2929 Pine Lake Rd, Lincoln, NE 68516
- FDIC certificate
- 5396 ↗
Branches
5 branches in Nebraska
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Nebraska
5 branches
Lincoln area · 4
- City Bank & Trust Co.Main office2929 Pine Lake Rd, Lincoln, NE 68516Directions
- City Bank & Trust Co. East Branch4225 Lucile Dr, Lincoln, NE 68506Directions
- City Bank & Trust Company940 P St, Lincoln, NE 68508Directions
- Savannah Pines Living Center3900 Pine Lake Rd, Lincoln, NE 68516Directions
Crete area · 1
- Crete Branch1135 Main Ave, Crete, NE 68333Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.03% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.96% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.94% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio10.03%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.96%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.94%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of City Bank & Trust Co. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.