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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 256–270 results

  1. Washington State BankCD SpecialsCD · 36 months · $500 min · 4.15%–4.35% by balance

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  2. Top Carrot, Carrot Score 88
    Baton Rouge Telco FCUShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  3. ANECA Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  4. Top Carrot, Carrot Score 91
    OTIS Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  5. Top Carrot, Carrot Score 89
    S. Middlesex FCUShare Certificates of Deposit (CD)CD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  6. Top Carrot, Carrot Score 89
    Bank of CommerceCertificate of Deposit (CD)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  7. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.14%APY$1,294 over 36 months on $10,000
  8. Top Carrot, Carrot Score 94
    Lincoln Maine FCUShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.13%APY$1,292 over 36 months on $10,000
  9. LibertyOne Credit UnionRegular CDCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.13%APY$1,291 over 36 months on $10,000intro rate
  10. Top Carrot, Carrot Score 87
    Del Norte Credit UnionCertificatesCD · 36 months · $1,000 min · 4.08%–4.18% by balance

    Credit union · Add a location to see nearby branches

    4.13%APY$1,291 over 36 months on $10,000intro rate
  11. Top Carrot, Carrot Score 89
    Gulf Coast Business BankCertificates of DepositCD · 36 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.13%APY$1,291 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Connect Credit UnionCertificatesCD · 36 months · $1,000 min · 4.12%–4.17% by balance

    Credit union · Add a location to see nearby branches

    4.12%APY$1,288 over 36 months on $10,000
  13. SunWest Credit Union of ArizonaCertificate of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.12%APY$1,288 over 36 months on $10,000
  14. O'Bannon BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.11%APY$1,284 over 36 months on $10,000
  15. Top Carrot, Carrot Score 87
    IAA Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.11%APY$1,284 over 36 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate