Credit union · NCUA insured
ANECA Federal Credit Union CD Rates
ANECA Federal Credit Union’s best CD rate is 4.25% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How ANECA Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Shreveport, LA, where ANECA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ANECA Federal Credit Union
4.25%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,313
Share Certificates
Top rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
2nd-highest rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $214
ANECA Federal Credit Union CD score
89
CD score
Higher than 89% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.90%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ANECA Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 8 terms
Rates fixed upon opening. Early withdrawal penalties apply. $1,000 minimum deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.90% | $390 |
| 18 months | 4.05% | $614 |
| 24 months | 4.10% | $837 |
| 30 months | 4.15% | $1,070 |
| 36 months | 4.15% | $1,297 |
| 48 months | 4.20% | $1,789 |
| 60 months | 4.25% | $2,313 |
Special-purpose accounts
IRA Share Certificates
Up to 3.82%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.82% | $94 |
| 6 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.75% | $186 |
| 12 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.75% | $375 |
| 18 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.75% | $568 |
| 24 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.75% | $764 |
| 30 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.75% | $964 |
| 36 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.50% | $1,087 |
| 48 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.50% | $1,475 |
| 60 monthsIndividual Retirement Account. Early withdrawal penalties may apply under IRS rules | 3.50% | $1,877 |
Sources (1)
- aneca.org/Bank/IRAs · captured Oct 5, 2026
Who can join ANECA Federal Credit Union
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