Bank · FDIC insured
Gulf Coast Business Bank
Top CarrotA $186.6M bank headquartered in Fort Myers, FL, with 1 branch in Florida. Best rates: CDs 4.24% and savings 2.89% APY.
Gulf Coast Business Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#2 of 22 in Cape Coral, FL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Gulf Coast Business Bank
Based in Fort Myers, Florida, Gulf Coast Business Bank serves customers in Fort Myers, Lee County, and Collier County.
Eighty percent of the bank's shareholders reside in Southwest Florida.
- Headquarters
- 12205 Metro Pkwy, Fort Myers, FL 33966
- FDIC certificate
- 59281 ↗
Branches
1 branch in Florida
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Florida
1 branch
- Gulf Coast Business BankMain office12205 Metro Pkwy, Fort Myers, FL 33966Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.53% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.37% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $99 | $81 | — |
- CapitalLeverage ratio12.53%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.37%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$99Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Gulf Coast Business Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.