Credit union · NCUA insured
SunWest Credit Union of Arizona CD Rates
SunWest Credit Union of Arizona’s best CD rate is 4.12% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How SunWest Credit Union of Arizona’s CD rates compare
Compared with banks and credit unions near Phoenix, AZ, where SunWest Credit Union of Arizona has the most branches. $10,000, best rate first.
This credit union’s best
SunWest Credit Union of Arizona
4.12%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $412
Certificate of Deposit
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
AERO Financial
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
SunWest Credit Union of Arizona CD score
89
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo4.12%
- 16–30 months16–30 mo4.12%
- 31–60 months31–60 mo4.12%
- QualifiedQualified4.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SunWest Credit Union of Arizona ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.12%APY · 5 terms
Dividends paid monthly. Fixed rates in effect for the term of the account. A penalty may be imposed for early withdrawal. Must be a SunWest member to open.
| Term | APY · $500 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.82% | 3.82% | 3.82% | 3.82%3.82% $50k–$100k3.82% from $100k | $189 |
| 12 months | 4.12% | 4.12% | 4.12% | 4.12%4.12% $50k–$100k4.12% from $100k | $412 |
| 24 months | 4.12% | 4.12% | 4.12% | 4.12%4.12% $50k–$100k4.12% from $100k | $841 |
| 36 months | 4.12% | 4.12% | 4.12% | 4.12%4.12% $50k–$100k4.12% from $100k | $1,288 |
| 60 months | 4.12% | 4.12% | 4.12% | 4.12%4.12% $50k–$100k4.12% from $100k | $2,237 |
Who can join SunWest Credit Union of Arizona
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Maricopa County or the City of Tucson.
Employers and groups
- Membership is open to individuals who work at SunWest Credit Union.
Family and household
- Membership is open to individuals who have an immediate family member who is a current SunWest member.
Cost to join
- A one-time $5 share deposit establishes membership and is refunded if the account is closed.
Membership information collected October 4, 2026.