Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results in Virginia
- 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - 2.00%APY$612 over 36 months on $10,000with conditions
Requirements
Product: Preferred Certificates require an active CVFCU checking account or CVFCU credit card. Early withdrawal penalties apply.
Offer: Requires an active CVFCU checking account or CVFCU credit card.
Qualified rate
Rate checked
More details - 1.95%APY$596 over 36 months on $10,000
Requirements
Product: Early withdrawal penalties apply.
Rate checked
More details - 1.90%APY
Requirements
Product: This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Rate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
1.89% interest rate · Effective Oct 15, 2026
Rate checked
More details - 1.86%APY$568 over 36 months on $10,000
Requirements
Product: Dividends are compounded quarterly and credited quarterly and at maturity. Automatically renews at maturity. Early withdrawal penalties and some account limitations apply.
1.85% interest rate · Compounded quarterly · Effective Oct 1, 2025
Rate checked
More details - 1.76%APY$176 over 1 year on $10,000
Requirements
Product: $500 minimum deposit ($200 for Youth Investors members). Principal and dividends are guaranteed.
Offer: Minimum deposit is $200 for Youth Investors members; principal and dividends guaranteed; dividends projected quarterly.
1.75% interest rate · Effective Oct 1, 2025
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 174 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Beacon Credit Union12 Month Bump Share CertificateCD · 12 months · $500 min
Credit union · 10 branches
1.65%APY$165 over 1 year on $10,000Requirements
Product: $5 membership share required. Dividends compounded monthly.
Offer: 12 month bump certificate. No monthly maintenance fees. No up-front fees.
1.64% interest rate · Compounded monthly
Rate checked
More details - 1.65%APY$677 over 48 months on $10,000
Requirements
Product: Certificates require a deposit of $500.00 or more. Early withdrawal penalty of $100.00 or 3 months dividends, whichever is greater. Dividends are compounded and paid quarterly; funds must remain in account until end of quarter to earn dividends. Rates subject to change without notice.
1.64% interest rate
Rate checked
More details - 1.55%APY$799 over 60 months on $10,000
Requirements
Product: Interest accrues daily and compounds quarterly if added to the CD balance. Early withdrawal penalties apply. CD interest can be added to the CD balance, deposited into another First Bank account, or paid by check.
1.55% interest rate · Effective Sep 30, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - Roanoke Valley Community CUShare CertificateCD · 36 months · $2,500 min · 1.00%–2.53% by balance
Credit union · 4 branches
1.21%APY$367 over 36 months on $10,000Requirements
Product: Automatically rolls over at maturity unless specified otherwise. NCUA insured up to $250,000.00.
Offer: Based on average daily balance (ADB). Dividends compounded and credited quarterly.
1.00% interest rate · Effective Oct 1, 2023
Rate by balance
Rate by balance for Share Certificate Balance APY $2,500 and up 1.00% $5,000 and up 1.11% $10,000 and upYour amount 1.21% $25,000 and up 1.61% $50,000 and up 2.53% Rate checked
More details - 1.15%APY$590 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty of 90 days or accrued interest if withdrawn in less than 90 days; principal is preserved. Fees may reduce earnings. Rates subject to change without notice.
1.15% interest rate · Effective Apr 18, 2023
Rate checked
More details - The United Methodist Credit UnionShare CertificateCD · 6–60 months · $1,000 min
Credit union · 1 branch
1.11%APYRequirements
Product: No setup or ongoing fees. Penalty up to 90 days interest for early redemption. Rates stay fixed for selected term.
1.10% interest rate · Effective Nov 18, 2025
Rate checked
More details - 1.10%APY$562 over 60 months on $10,000
Requirements
Product: Additional Deposits not allowed. Withdrawals allowed. Dividends compounded and credited monthly. Penalties may apply for early withdrawal. Rates subject to change without notice. Minimum deposit required to earn dividends varies.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Virginia
1,325 CDs at 135 banks and credit unions · checked Oct 16–23
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.47%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches