Credit union · NCUA insured
Roanoke Valley Community CU CD Rates
Roanoke Valley Community CU’s best CD rate is 2.53% APY on a 3-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How Roanoke Valley Community CU’s CD rates compare
Compared with banks and credit unions near Roanoke, VA, where Roanoke Valley Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Roanoke Valley Community CU
1.21%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $367
Share Certificate
Top rate
Freedom First
4.65%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $505
2nd-highest rate
Beacon Credit Union
4.35%APY
- Term
- 6 months
- Minimum
- $2,500
- Earns on $10,000
- $215
Roanoke Valley Community CU CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 9–15 months9–15 mo0.90%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo1.21%
- QualifiedQualified1.21%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Roanoke Valley Community CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 1.21%APY · 3 terms
Automatically rolls over at maturity unless specified otherwise. NCUA insured up to $250,000.00.
| Term | APY · $2,500 and up | APY · $5,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 12 monthsBased on average daily balance (ADB). Dividends compounded and credited quarterly | 0.70% | 0.80% | 0.90% | 1.00% | 1.11% | 0.70%0.80% from $5k0.90% from $10k1.00% from $25k1.11% from $50k | $70 |
| 24 monthsBased on average daily balance (ADB). Dividends compounded and credited quarterly | 0.80% | 0.90% | 1.00% | 1.11% | 1.21% | 0.80%0.90% from $5k1.00% from $10k1.11% from $25k1.21% from $50k | $161 |
| 36 monthsBased on average daily balance (ADB). Dividends compounded and credited quarterly | 1.00% | 1.11% | 1.21% | 1.61% | 2.53% | 1.00%1.11% from $5k1.21% from $10k1.61% from $25k2.53% from $50k | $303 |
Who can join Roanoke Valley Community CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
- Individuals who work anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
Military, government and schools
- Individuals who go to school anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
Family and household
- Immediate relatives of an existing RVCCU member are eligible for membership.
- Household members of an existing RVCCU member are eligible for membership.
Other ways
- Individuals who worship anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt are eligible for membership.
Membership information collected October 4, 2026.