Credit union · NCUA insured
Front Royal FCU CD Rates
Front Royal FCU’s best CD rate is 1.15% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Front Royal FCU’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Front Royal FCU has the most branches. $10,000, best rate first.
This credit union’s best
Front Royal FCU
1.15%APY
- Term
- 60 months
- Minimum
- $10,000
- Earns on $10,000
- $590
Share Certificate
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Front Royal FCU CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 9–15 months9–15 mo0.75%
- 16–30 months16–30 mo0.85%
- 31–60 months31–60 mo1.15%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Front Royal FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 1.15%APY · 5 terms
Early withdrawal penalty of 90 days or accrued interest if withdrawn in less than 90 days; principal is preserved. Fees may reduce earnings. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.75% | $75 |
| 24 months | 0.85% | $171 |
| 36 months | 0.95% | $289 |
| 48 months | 1.00% | $407 |
| 60 months | 1.15% | $590 |
Special-purpose accounts
IRA Certificate
Up to 1.15%APY · 5 terms
Requires established membership account. Fees could reduce earnings on account. Penalty may apply for early withdrawal. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.75% | $75 |
| 24 months | 0.85% | $171 |
| 36 months | 0.95% | $289 |
| 48 months | 1.00% | $407 |
| 60 months | 1.15% | $590 |
Who can join Front Royal FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Lifetime membership is available to anyone who lives, works, worships, or attends school in Warren County, Virginia.
Employers and groups
- Employees of companies located in Warren County are eligible for membership through company membership.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- Opening an account requires depositing $5.00 into a share account.
Membership information collected October 4, 2026.