Credit union · NCUA insured
Hampton Roads Educators' Credit Union CD Rates
Hampton Roads Educators' Credit Union’s best CD rate is 1.76% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 22, 2026.
How Hampton Roads Educators' Credit Union’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Hampton Roads Educators' Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hampton Roads Educators' Credit Union
1.76%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $176
Certificate
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Hampton Roads Educators' Credit Union CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 9–15 months9–15 mo1.76%
- 16–30 months16–30 mo1.51%
- 31–60 months31–60 mo1.26%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hampton Roads Educators' Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 1.76%APY · 3 terms
$500 minimum deposit ($200 for Youth Investors members). Principal and dividends are guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum deposit is $200 for Youth Investors members; principal and dividends guaranteed; dividends projected quarterly | 1.76% | $176 |
| 24 monthsMinimum deposit is $200 for Youth Investors members; principal and dividends guaranteed; dividends projected quarterly | 1.51% | $304 |
| 36 monthsMinimum deposit is $200 for Youth Investors members; principal and dividends guaranteed; dividends projected quarterly | 1.26% | $382 |
Sources (2)
All captured Sep 19, 2026
Who can join Hampton Roads Educators' Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.