Credit union · NCUA insured
Hampton Roads Educators' Credit Union
A $46.5M credit union headquartered in Hampton, VA, with 4,513 members and 1 branch in Virginia. Best rates: CDs 1.76% and savings 0.05% APY.
Hampton Roads Educators' Credit Union Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#14 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hampton Roads Educators' Credit Union
- Headquarters
- 2130 Cunningham Dr, Hampton, VA 23666
- NCUA charter
- 66913
Branches
1 branch in Virginia
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Virginia
1 branch
- Hampton Roads Educators' Credit UnionMain office2130 Cunningham Dr, Hampton, VA 23666Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.41% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio8.41%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hampton Roads Educators' Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.