Credit union · NCUA insured
The United Methodist Credit Union
A $16.6M credit union headquartered in North Chesterfield, VA, with 2,785 members and 1 branch in Virginia. Best rates: CDs 5.00% and savings 0.25% APY.
The United Methodist Credit Union Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#25 of 34 in Richmond, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About The United Methodist Credit Union
The United Methodist Credit Union is headquartered in Richmond, Virginia, with a focus on assisting clergy members in their ministries.
It serves the United Methodist Conferences of Virginia, West Virginia, North Carolina, Western North Carolina, and Baltimore-Washington.
- Headquarters
- 7305 Boulder View Ln, North Chesterfield, VA 23225-4953
- NCUA charter
- 62536
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals associated with a United Methodist Church or Organization are eligible for membership.
Military, government and schools
- Students attending or staff members of a United Methodist college or school are eligible for membership.
Family and household
- Immediate family members of current TUMCU members are eligible for membership.
Cost to join
- Approval for membership sets up a Savings account, and TUMCU deposits the initial $5 into the account.
Branches
1 branch in Virginia
Loading map…
Virginia
1 branch
- Virginia United Methodist Credit UnionMain office7305 Boulder View Ln, North Chesterfield, VA 23225Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.18% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 5.95% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $98 | $59 | — |
- CapitalNet worth ratio10.18%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late5.95%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$98Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of The United Methodist Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.