Bank · FDIC insured
First Bank
A $2.1B bank headquartered in Strasburg, VA, with 33 branches in 2 states. Best rates: CDs 1.55% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs621.55%for 31–60 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank
- Headquarters
- 112 W King St, Strasburg, VA 22657
- FDIC certificate
- 6917 ↗
Branches
33 branches in 2 states
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Virginia
31 branches
Richmond area · 8
- Rivers Bend Branch200 Johnson Creek Dr, Chester, VA 23836Directions
- Colonial Heights Branch3115 Boulevard, Colonial Heights, VA 23834Directions
- Dinwiddie Branch13812 Boydton Plank Rd, Dinwiddie, VA 23841Directions
- Mckenney Branch20701 First Street, McKenney, VA 23872Directions
- Airport Branch23315 Airport St, Petersburg, VA 23803Directions
- Prince George Branch4700 Owens Way, Prince George, VA 23875Directions
- Westhampton Branch5601 Patterson Ave, Richmond, VA 23226Directions
- Matoaca Branch6300 River Rd, South Chesterfield, VA 23803Directions
Roanoke area · 7
- Blue Ridge Branch98 Blue Ridge Blvd, Blue Ridge, VA 24064Directions
- Daleville Branch1245 Roanoke Rd, Daleville, VA 24083Directions
- The Glebe Branch200 The Glebe Blvd, Daleville, VA 24083Directions
- Fincastle Branch17 S Roanoke St, Fincastle, VA 24090Directions
- Cloverdale Branch614 Lee Hwy, Roanoke, VA 24019Directions
- Roanoke Downtown Branch310 First Street, Suite 110, Roanoke, VA 24011Directions
- Troutville Branch5192 Lee Hwy, Troutville, VA 24175Directions
Winchester area · 3
- Sherando Financial Center Branch695 Fairfax Pike, Stephens City, VA 22655Directions
- Winchester Financial Center Branch1835 Valley Ave, Winchester, VA 22601Directions
- Winchester West Financial Center Branch208 Crock Wells Mill Dr, Winchester, VA 22603Directions
Washington area · 2
- Front Royal Express Office Branch508 N Commerce Ave, Front Royal, VA 22630Directions
- Front Royal Financial Center Branch1717 N Shenandoah Ave, Front Royal, VA 22630Directions
Staunton area · 2
- Staunton Branch1 W Frederick St, Staunton, VA 24401Directions
- Waynesboro Branch1415 W Main St, Waynesboro, VA 22980Directions
Strasburg area · 1
- First BankMain office112 W King St, Strasburg, VA 22657Directions
Clarksville area · 1
- Clarksville Branch701 Virginia Ave, Clarksville, VA 23927Directions
Dillwyn area · 1
- Dillwyn Branch3474 Rosney Rd, Dillwyn, VA 23936Directions
Harrisonburg area · 1
- Elkton Branch301 W Spotswood Trl, Elkton, VA 22827Directions
Farmville area · 1
- Farmville Branch201 S Main St, Farmville, VA 23901Directions
Gasburg area · 1
- Gasburg Branch4200 Gasburg Road, Gasburg, VA 23857Directions
Mount Jackson area · 1
- Mt Jackson Financial Center Branch5304 Main St, Mount Jackson, VA 22842Directions
South Hill area · 1
- South Hill Branch800 N Mecklenburg Ave, South Hill, VA 23970Directions
Woodstock area · 1
- South Woodstock Branch860 S Main St, Woodstock, VA 22664Directions
North Carolina
2 branches
Raleigh area · 1
- Lousiburg Branch202 N Main St, Louisburg, NC 27549Directions
Roanoke Rapids area · 1
- Roanoke Rapids Branch778 Old Farm Rd S, Roanoke Rapids, NC 27870Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.44% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.32% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.14% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalLeverage ratio9.44%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.32%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.14%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.